Gackler'S Payne Lake Plat
Solid value in a growing area
Median $311K·Walkability 1.9/10·Schools 6.3/10
Out here, woods edge right up to the roads, and the horizon opens to lakes—Payne and Duck nearby, Gun Lake within easy reach, plus Yankee Springs Recreation Area drawing hikers and golfers year-round. Lots back up to ravines and tree lines, many fronting water or tucking into cul-de-sacs for that sheltered feel. You'll find ranch homes and three- and four-bedroom families here, most with garages ranging from single-stall to sprawling 30x40 workshops, decks overlooking fenced yards, and that kind of lot depth where the neighbors aren't your view. The public access at Payne Lake is a short walk, and a grocery run takes under two miles down the road; restaurants are about a 13-minute walk, though you're close enough to Gerald R. Ford Airport—just under 31 minutes—that getting out is never friction. It's the kind of stretch where land breathes a little, water sits close, and people seem to stay put for the long haul.
Why people love it here
$311K median
- 1 recent sale
Park-rich area
- 10 parks within 1 mile
- Little Payne Lake: 12 min walk
- Payne Lake Public Access: 14 min walk
Conventional Mortgage Calculator
Median home price in Gackler'S Payne Lake Plat
Estimated Monthly Payment
$2,111/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Payne Lake Public Access
0.5 mi
Parks Nearby
10
within 1 mile
Based on 3 rated schools nearby
Range: 6/10 to 7/10
School District: Thornapple Kellogg School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Tom's Meat Market on Gun Lake
Sand Bar & Grill
Payne Lake Public Access
Yankee Springs Township Park Playground
Little Payne Lake
+1 more
Beach at Gun Lake
Chief Noonday Trail
Shortcut
Gun Lake Gym
Crime in Gackler'S Payne Lake Plat is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced Gackler'S Payne Lake Plat home (around $311,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $55k/year in household income to qualify — an estimated monthly payment of $2,069 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,069/mo | $55,161 |
| 10% (+PMI) | $2,382/mo | $63,508 |
| 5% (+PMI) | $2,486/mo | $66,299 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$907/yr in electricity from a typical rooftop solar system
Produces ~6,345 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Gackler'S Payne Lake Plat are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(2)
🍕 Restaurants(4)
Restaurant
Curly Cone
Fast Food
Fast Food
Tujax Tu
Restaurant
🏫 Schools(4)
Thornapple Kellogg Early Childhood Center
School
Frequently asked about Gackler'S Payne Lake Plat
- What do homes cost in Gackler'S Payne Lake Plat?
- The median home value in Gackler'S Payne Lake Plat is about $311,000. Individual prices vary by street, size, and condition.
- How active is the Gackler'S Payne Lake Plat housing market?
- no homes are listed in Gackler'S Payne Lake Plat right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Gackler'S Payne Lake Plat?
- Gackler'S Payne Lake Plat is served by Thornapple Kellogg School District. Its highest-rated assigned school is Thornapple Kellogg Middle School (7/10).
- Is Gackler'S Payne Lake Plat walkable?
- Gackler'S Payne Lake Plat scores 1.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Gackler'S Payne Lake Plat
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