French Town
Solid value in a growing area
Median $410K·Walkability 2.8/10·Schools 6.0/10
Days here move at the pace set by proximity to water and woods—the Channel, the Lake, the pine stands that break up sight lines and quiet the road noise. Listings mention sugar-sand beaches less than two miles away, treehouse-like settings tucked among trees, and the kind of privacy that comes from acreage and mature landscaping rather than walls. It's close enough to downtown that a bike ride or short drive lands you among restaurants and shops, but far enough back that your daily view is likely lush: gardens, spacious yards, the occasional glimpse of water through the branches. New construction sits alongside historic cottages, and the homes tend toward open-concept living with good natural light—the kind of place where the bones matter more than trend. Pentwater Township wraps around it all, a landscape where lake access and wooded lot character shape how people actually live here.
Why people love it here
$410K median
- 29 sales in last 12mo
Park-rich area
- 32 parks within 1 mile
- Unnamed beach: 15 min walk
- Pentwater Lake: 6 min bike
Conventional Mortgage Calculator
Median home price in French Town
Estimated Monthly Payment
$2,783/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
29 homes sold in French Town this year. Thinking of selling?
See what your home is worthNearest Park
Pentwater Harbor Greenway
0.4 mi
Parks Nearby
32
within 1 mile
Based on 1 rated school nearby
School District: Pentwater Public School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Unnamed park
Pentwater Lake
Unnamed beach
Pentwater Pathways Green Loop
Crime in French Town is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced French Town home (around $410,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $73k/year in household income to qualify — an estimated monthly payment of $2,727 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,727/mo | $72,721 |
| 10% (+PMI) | $3,140/mo | $83,724 |
| 5% (+PMI) | $3,278/mo | $87,404 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
15 parcels
Active / pending
Typical Land Value
$54K/acre
Median asking
Median Price
$75K
Per listing
Local Government · area-wide
Pentwater Township
Source: pentwatertownshipmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$906/yr in electricity from a typical rooftop solar system
Produces ~6,339 kWh/yr · offsets ~60% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Pentwater Township Transfer Station & Recycling Center
Township operates a transfer station and recycling center
Consumers Energy · ~14.3¢/kWh
Consumers Energy in shoreline Pentwater corridor
Confirm by addressNo piped natural gas (propane/LP)
Largely propane; limited piped gas
Confirm by addressServices for Pentwater · Source: pentwatertownshipmi.gov
Utility, solar, and service details for French Town are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(1)
Restaurant
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(5)
Pentwater Pathways Green Loop
Bike Path
Pentwater Pathways Blue Loop
Bike Path
Pentwater Pathways Green/Blue
Bike Path
+2 more within 5 miles
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about French Town
- What do homes cost in French Town?
- The median home value in French Town is about $410,000. Individual prices vary by street, size, and condition.
- How active is the French Town housing market?
- there are 16 homes for sale in French Town right now, and 29 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve French Town?
- French Town is served by Pentwater Public School District. Its highest-rated assigned school is Pentwater Public School (6/10).
- Is French Town walkable?
- French Town scores 2.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in French Town
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.