Baker Island
Surrounded by nature
The quick answer
Baker Island is a neighborhood, part of Hart Public School District. Homes here typically sell for around $345,000.
8 homes for sale·Median $345K·Walkability 2.2/10·Schools 6.3/10
The waterfront here runs directly into Lake Michigan, which means you're living on the edge of something genuinely big—not a pond, not even a traditional inland lake. This stretch pulls from the Upper Silver Lake cottage tradition you'll see in the recent sales comps: level lots with room to breathe, properties set up for both seasonal getaways and year-round living, and the kind of waterfront access that lets you dock a boat or launch from your yard. Baker Island sits adjacent, and there are four parks within a mile, so green space isn't something you hunt for. Coffee and a meal are steps away, and a grocery run is about a six-minute walk. The restaurant scene keeps things local—six spots within a mile means you're not driving far for dinner. It's the kind of place where the land itself does most of the talking: water on one side, state parks and ORV country nearby, enough acreage (over 1,200 acres total) that you feel the separation from highway noise without actually being remote.
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Why people love it here
Lake life
- Upper Silver Lake within walking distance
- 20 parks within 1 mile
- Beach at Upper Silver Lake: 0 min walk
- Park on Vally Rd: 6 min bike
$345K median
- 15 sales in last 12mo
Hart High School
- High — 5.7 mi away
- Hart
- 3 rated schools in district
Notable nearby
Conventional Mortgage Calculator
Median home price in Baker Island
Estimated Monthly Payment
$2,342/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
15 homes sold in Baker Island this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Baker Island
0.1 mi
Parks Nearby
20
within 1 mile
Nearest Lake
Upper Silver Lake
0.0 mi
Median Sale Price
$345K
15 sales in last 12mo
Parks Nearby
20
within 1 mile
Nearest Park
Baker Island
0.1 mi
Expected Rent
$1,350/mo
$1,175 – $1,500 · wider-area estimate
Based on 3 rated schools nearby
Range: 5/10 to 8/10
School District: Hart Public School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Parkside Store
Sands Resturant
Golden Bakery Donut Shop
Park on Vally Rd
Playground on Vally Rd
Lake Holiday
+1 more
Beach at Upper Silver Lake
Ruckel's Bridge
Unnamed bike_path
Crime in Baker Island is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Baker Island home (around $345,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $62k/year in household income to qualify — an estimated monthly payment of $2,324 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,324/mo | $61,969 |
| 10% (+PMI) | $2,675/mo | $71,325 |
| 5% (+PMI) | $2,793/mo | $74,469 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$164K/acre
Median asking
Median Price
$200K
Per listing
Solar potential
~$919/yr in electricity from a typical rooftop solar system
Produces ~6,433 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Baker Island are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Baker Island? Our team can help with availability, schools, and what it's really like to live here.
Living in Baker Island: the details
Is Baker Island a good place to live?
Baker Island is a strong fit if you want green space nearby — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Hart Public School District. Homes here typically sell for around $345,000.
What does it cost to live in Baker Island?
Homes in Baker Island sell for a median of about $345,000. There are 8 homes for sale here right now and 15 homes sold here in the past year.
Frequently asked about Baker Island
- What do homes cost in Baker Island?
- The median home value in Baker Island is about $345,000. Individual prices vary by street, size, and condition.
- How active is the Baker Island housing market?
- there are 8 homes for sale in Baker Island right now, and 15 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Baker Island?
- Baker Island is served by Hart Public School District. Its highest-rated assigned school is Hart High School (8/10).
- Is Baker Island walkable?
- Baker Island scores 2.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.