Fox Ct & White Birch Ct Area
Surrounded by nature
7 homes for sale·Median $345K·Walkability 2.2/10·Schools 6.3/10
The waterfront here runs directly into Lake Michigan, which means you're living on the edge of something genuinely big—not a pond, not even a traditional inland lake. This stretch pulls from the Upper Silver Lake cottage tradition you'll see in the recent sales comps: level lots with room to breathe, properties set up for both seasonal getaways and year-round living, and the kind of waterfront access that lets you dock a boat or launch from your yard. Baker Island sits adjacent, and there are four parks within a mile, so green space isn't something you hunt for. Coffee and a meal are steps away, and a grocery run is about a six-minute walk. The restaurant scene keeps things local—six spots within a mile means you're not driving far for dinner. It's the kind of place where the land itself does most of the talking: water on one side, state parks and ORV country nearby, enough acreage (over 1,200 acres total) that you feel the separation from highway noise without actually being remote.
Why people love it here
Lake life
- Upper Silver Lake within walking distance
- 20 parks within 1 mile
- Beach at Upper Silver Lake: 0 min walk
- Park on Vally Rd: 6 min bike
$345K median
- 15 sales in last 12mo
Hart High School
- High — 5.7 mi away
- Hart
- 3 rated schools in district
Notable nearby
Conventional Mortgage Calculator
Median home price in Fox Ct & White Birch Ct Area
Estimated Monthly Payment
$2,342/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
15 homes sold in Fox Ct & White Birch Ct Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Baker Island
0.1 mi
Parks Nearby
20
within 1 mile
Nearest Lake
Upper Silver Lake
0.0 mi
Based on 3 rated schools nearby
Range: 5/10 to 8/10
School District: Hart Public School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Parkside Store
Sands Resturant
Golden Bakery Donut Shop
Park on Vally Rd
Playground on Vally Rd
Lake Holiday
+1 more
Beach at Upper Silver Lake
Ruckel's Bridge
Unnamed bike_path
Crime in Fox Ct & White Birch Ct Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Fox Ct & White Birch Ct Area home (around $345,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $61k/year in household income to qualify — an estimated monthly payment of $2,295 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,295/mo | $61,192 |
| 10% (+PMI) | $2,642/mo | $70,451 |
| 5% (+PMI) | $2,758/mo | $73,547 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$150K
Per listing
Solar potential
~$919/yr in electricity from a typical rooftop solar system
Produces ~6,433 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Fox Ct & White Birch Ct Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Parkside Store
Grocery Store
🍕 Restaurants(6)
Pizza Factory
Restaurant
Frickin Chicken Shack
Restaurant
Sands Resturant
Restaurant
Silver Lake Chicken Shack
Restaurant
Restaurant
+1 more within 5 miles
☕ Coffee(1)
Golden Bakery Donut Shop
Café
Frequently asked about Fox Ct & White Birch Ct Area
- What do homes cost in Fox Ct & White Birch Ct Area?
- The median home value in Fox Ct & White Birch Ct Area is about $345,000. Individual prices vary by street, size, and condition.
- How active is the Fox Ct & White Birch Ct Area housing market?
- there are 7 homes for sale in Fox Ct & White Birch Ct Area right now, and 15 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Fox Ct & White Birch Ct Area?
- Fox Ct & White Birch Ct Area is served by Hart Public School District. Its highest-rated assigned school is Hart High School (8/10).
- Is Fox Ct & White Birch Ct Area walkable?
- Fox Ct & White Birch Ct Area scores 2.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.