Fourth Addition To Howard City
Solid value in a growing area
Median $233K·Schools 5.0/10
The sound of leaf blowers on a Saturday morning cuts across tree-lined streets where double lots give houses room to breathe, and a corner-lot new build with its 28-by-24 garage sits waiting for someone who actually uses the space. This stretch of Howard City has the feel of small-town Michigan—wide yards, updated kitchens with wood cabinetry and stainless steel, fresh paint jobs on older homes being thoughtfully renovated—yet it's only about 35 minutes from Grand Rapids when you need the city. Ensley Park runs right alongside, and three parks lie within a mile; Horseshoe Lake sits 1.8 miles out if you're after water access. The nearest restaurant is a reasonable walk, and the homes themselves reflect genuine attention: master baths with walk-in showers, open foyers with vaulted ceilings, main-floor laundry, breezeway garages that actually protect you from Michigan weather. It's the kind of place where you can still buy new construction or take on a renovation project without the noise and bustle of something bigger.
Why people love it here
$233K median
- 6 sales in last 12mo
Park-rich area
- 15 parks within 1 mile
Conventional Mortgage Calculator
Median home price in Fourth Addition To Howard City
Estimated Monthly Payment
$1,578/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
6 homes sold in Fourth Addition To Howard City this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Ensley Park
0.3 mi
Parks Nearby
15
within 1 mile
Based on 2 rated schools nearby
Range: 4/10 to 6/10
School District: Tri County Area Schools
Crime in Fourth Addition To Howard City is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Fourth Addition To Howard City home (around $232,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $41k/year in household income to qualify — an estimated monthly payment of $1,546 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,546/mo | $41,238 |
| 10% (+PMI) | $1,780/mo | $47,478 |
| 5% (+PMI) | $1,859/mo | $49,564 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
🍕 Restaurants(3)
🏫 Schools(5)
School
School
School
Gaffield School
Little Whitefish School
🌳 Parks(5)
+2 more within 5 miles
🚴 Trails(3)
👶 Childcare(1)
Edgerton Building
Daycare
Frequently asked about Fourth Addition To Howard City
- What do homes cost in Fourth Addition To Howard City?
- The median home value in Fourth Addition To Howard City is about $232,500. Individual prices vary by street, size, and condition.
- How active is the Fourth Addition To Howard City housing market?
- there is 1 home for sale in Fourth Addition To Howard City right now, and 6 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Fourth Addition To Howard City?
- Fourth Addition To Howard City is served by Tri County Area Schools. Its highest-rated assigned school is Tri County Senior High School (6/10).
Top contributors in Fourth Addition To Howard City
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.