Ford Plat
Quiet lots near top schools
Median $341K·Walkability 1.4/10·Schools 5.8/10
Why people love it here
1.2 acre avg lots
- 11 homes
Otsego High School
- High — 1.9 mi away
- Otsego
- 4 rated schools in district
$341K median
- 1 recent sale
Mortgage Calculator
Median home price in Ford Plat
Estimated Monthly Payment
$2,314/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Recent Sale Price
$341K
1 recent sale
Parcels / Units
11
Median Lot Size
0.97 ac
0.86 ac – 3.0 ac
Based on 4 rated schools nearby
Range: 4/10 to 9/10
School District: Otsego Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
ALDI
Culver's
Biggby Coffee
Rhino's Pub
Brookside Park
Playground in Corporation Plat Area
Ruppert Lake
Dog Park in Corporation Plat Area
Unnamed bike_path
River Bend Yoga
Walgreens
Otsego District Public Library
Plainwell Corners Preschool
M-89 Cinema
Crime in Ford Plat is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Ford Plat home (around $340,900) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $60k/year in household income to qualify — an estimated monthly payment of $2,257 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,257/mo | $60,178 |
| 10% (+PMI) | $2,598/mo | $69,291 |
| 5% (+PMI) | $2,712/mo | $72,333 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Local Government · area-wide
Otsego Township
Source: otsegotownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$909/yr in electricity from a typical rooftop solar system
Produces ~6,364 kWh/yr · offsets ~61% of a typical home's use
Otsego Township Public Utilities
Township water/sewer department in developed areas; rural parcels on private wells.
Township curbside / bulk trash program
Township offers bulk trash and curbside service options.
Township curbside recycling / depot
Curbside recycling and recycling depot services offered.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Standard provider.
Confirm by addressConsumers Energy / SEMCO Energy
Natural gas; SEMCO serves parts of this area.
Confirm by addressServices for Otsego · Source: otsegotownship.org
Utility, solar, and service details for Ford Plat are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Brookside Park
1.5 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(4)
+1 more within 5 miles
🍕 Restaurants(8)
+3 more within 5 miles
☕ Coffee(5)
+2 more within 5 miles
🏫 Schools(14)
Saint Margaret School
School
School
+9 more within 5 miles
💪 Gyms(1)
River Bend Yoga
Fitness Center
🚴 Trails(6)
Cycleway from Brookside Dr to S US 131
Bike Path
Unnamed bike_path
Bike Path
Bike Path
Bike Path
+3 more within 5 miles
👶 Childcare(1)
Plainwell Corners Preschool
Daycare
🏥 Hospitals(1)
Hospital
📚 Libraries(2)
Otsego District Public Library
Frequently asked about Ford Plat
- What do homes cost in Ford Plat?
- The median home value in Ford Plat is about $340,900. Individual prices vary by street, size, and condition.
- How active is the Ford Plat housing market?
- no homes are listed in Ford Plat right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ford Plat?
- Ford Plat is served by Otsego Public Schools. Its highest-rated assigned school is Otsego High School (9/10).
- Is Ford Plat walkable?
- Ford Plat scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.