Flat River Estates
Great schools with outdoor access
Median $554K·Walkability 3.0/10·Schools 7.7/10
Flat River Estates has nine wooded homesites on eighteen acres, which means most of your lot is actual trees—not a postage stamp with a mailbox. The development sits along the Flat River itself, so you're living next to a moving waterway rather than hearing about one from the highway. Homes here run around $554K and come in Craftsman style, built with stone and vinyl siding, the kind of detailing that reads quieter than the trendier stuff a couple towns over. You're on the north side of downtown Lowell, where Attwood Corporation and Scout Park anchor the neighborhood, and the nearest restaurant is less than a mile away—about a dozen different options within walking distance if you're the type who doesn't mind a short drive to dinner. Lowell Area Schools serves the area, and Boy Scout Cabin Park is a five-minute walk from your front door. Gerald R. Ford airport is twenty-nine minutes out, and downtown Grand Rapids takes about half an hour, which means you can live among actual trees without feeling stranded when you need to be somewhere.
Why people love it here
Lowell Senior High School
- High — 2.1 mi away
- Lowell
- 3 rated schools in district
Park-rich area
- 12 parks within 1 mile
- North Country Trail: 5 min walk
- Boy Scout Cabin Park: 5 min walk
$554K median
- 5 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Flat River Estates
Estimated Monthly Payment
$3,758/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
5 homes sold in Flat River Estates this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 7/10 to 9/10
School District: Lowell Area Schools
Flood Risk
None
Not in flood zone
Nearest Park
Boy Scout Cabin Park
0.3 mi
Parks Nearby
12
within 1 mile
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
bp
Frostie Boy of Lowell
+1 more
Meds cafe
Hop Hog Lowell
+1 more
Boy Scout Cabin Park
+1 more
Lowell Rotary Club Playground
Stoney Lake
Stoney Lakeside Park Beach
North Country Trail
Animal Hospital of Lowell Dog Park
Unnamed bike path
Lowell - Grand River Launch
Walgreens
Ada-Lowell 5 Theatres
Crime in Flat River Estates is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Flat River Estates home (around $553,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $98k/year in household income to qualify — an estimated monthly payment of $3,681 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,681/mo | $98,173 |
| 10% (+PMI) | $4,239/mo | $113,028 |
| 5% (+PMI) | $4,425/mo | $117,995 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$697/yr in electricity from a typical rooftop solar system
Produces ~6,296 kWh/yr · offsets ~60% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged private hauler
Lowell Light & Power · ~11.1¢/kWh
Municipal electric utility since 1896; serves city + parts of Lowell/Vergennes Twps.
Confirm by addressLowell Area Fire & Emergency Services Authority
Joint authority of City + Lowell Twp + Vergennes Twp. 315 S Hudson.
Services for Lowell · Source: lowellmi.gov
Utility, solar, and service details for Flat River Estates are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(14)
Frostie Boy of Lowell
Fast Food
Restaurant
Keiser's Kitchen
Restaurant
Sabor Mexicano
Restaurant
Los Portales Bar and Grill
Restaurant
+9 more within 5 miles
☕ Coffee(5)
+2 more within 5 miles
🍺 Bars(5)
Sneaker's
Bar
Hop Hog Lowell
Restaurant
Red Barn Consignment & Antiques DBA Red Barn Mercantile
Bar
+2 more within 5 miles
🌳 Parks(7)
+4 more within 5 miles
🐕 Dog Parks(1)
Animal Hospital of Lowell Dog Park
Dog Park
🚴 Trails(4)
Fred Meijer Flat River Valley Rail Trail
Bike Path
Creekside Park Trail
Bike Path
Bike Path
Bike Path
+1 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
💊 Pharmacies(1)
Walgreens
Pharmacy
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about Flat River Estates
- What do homes cost in Flat River Estates?
- The median home value in Flat River Estates is about $553,500. Individual prices vary by street, size, and condition.
- How active is the Flat River Estates housing market?
- no homes are listed in Flat River Estates right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Flat River Estates?
- Flat River Estates is served by Lowell Area Schools. Its highest-rated assigned school is Lowell Senior High School (9/10).
- Is Flat River Estates walkable?
- Flat River Estates scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.