First Addition To Howard City (Montcalm County)
Solid value in a growing area
Median $218K·Schools 5.0/10
You're steps away from Ensley Park—seriously, it's right there—which changes how your mornings and weekends actually feel compared to living further out. The neighborhood sits in the heart of Howard City, where a six-minute walk gets you to restaurants and shops, and Highway 131 is close enough for quick getaways without the highway noise in your backyard. Homes here run the gamut: log cabins with stone fireplaces and vaulted ceilings, move-in-ready bi-levels with decks overlooking the park, and older gems on half-acre lots with mature trees that give real privacy. You've got three parks within a mile—including the one you can literally hear live music from during summer concerts—plus ball fields and playgrounds scattered throughout. It's the kind of place where a lot gives you room to breathe, but you're never isolated; the village keeps things walkable, and most properties come with garages, fenced yards, and space that actually means something.
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Why people love it here
$218K median
- 3 sales in last 12mo
Park-rich area
- 15 parks within 1 mile
Conventional Mortgage Calculator
Median home price in First Addition To Howard City (Montcalm County)
Estimated Monthly Payment
$1,480/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in First Addition To Howard City (Montcalm County) this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Ensley Park
0.2 mi
Parks Nearby
15
within 1 mile
Based on 2 rated schools nearby
Range: 4/10 to 6/10
School District: Tri County Area Schools
Crime in First Addition To Howard City (Montcalm County) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced First Addition To Howard City (Montcalm County) home (around $218,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $39k/year in household income to qualify — an estimated monthly payment of $1,468 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,468/mo | $39,157 |
| 10% (+PMI) | $1,690/mo | $45,069 |
| 5% (+PMI) | $1,765/mo | $47,056 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
🍕 Restaurants(3)
🏫 Schools(5)
School
School
School
Little Whitefish School
Gaffield School
🌳 Parks(3)
🚴 Trails(3)
👶 Childcare(1)
Edgerton Building
Daycare
Atlas — Grand Rapids Real Estate
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Questions about First Addition To Howard City (Montcalm County)? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about First Addition To Howard City (Montcalm County)
- What do homes cost in First Addition To Howard City (Montcalm County)?
- The median home value in First Addition To Howard City (Montcalm County) is about $218,000. Individual prices vary by street, size, and condition.
- How active is the First Addition To Howard City (Montcalm County) housing market?
- no homes are listed in First Addition To Howard City (Montcalm County) right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve First Addition To Howard City (Montcalm County)?
- First Addition To Howard City (Montcalm County) is served by Tri County Area Schools. Its highest-rated assigned school is Tri County Senior High School (6/10).
Top contributors in First Addition To Howard City (Montcalm County)
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