Ferry
Convenient location
Median $300K·Walkability 4.0/10·Schools 5.7/10
Out here you're looking at genuine country living—we're talking 5, 10, 20-plus acre parcels where you can actually breathe and build something real. The area runs the full spectrum: finished homes with open floor plans and walk-out basements, modular builds on solid foundations, and raw land waiting for whoever's got the vision. You'll find corners of wooded property perfect for hunting, creeks running through backyards (Robinson Creek feeds into the White River), and enough privacy that neighbors aren't a fact of life—they're a choice. The Village itself sits compact and affordable, with a handful of homes on modest lots if that's more your speed, but the character here is decidedly rural. Shelby schools serve the area. It's roughly 30 minutes into Grand Rapids if you need the city, but honestly most people out here prefer the quiet and the space—that's the whole draw.
Why people love it here
$300K median
- 4 sales in last 12mo
Notable nearby
Conventional Mortgage Calculator
Median home price in Ferry
Estimated Monthly Payment
$2,037/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in Ferry this year. Thinking of selling?
See what your home is worthWalkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Unnamed park
Unnamed playground
Landin Lake
South 158th Avenue
Based on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Shelby Public Schools
Crime in Ferry is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Ferry home (around $300,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $54k/year in household income to qualify — an estimated monthly payment of $2,022 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,022/mo | $53,928 |
| 10% (+PMI) | $2,328/mo | $62,069 |
| 5% (+PMI) | $2,430/mo | $64,806 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$10K
Per listing
Local Government · area-wide
Ferry Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$921/yr in electricity from a typical rooftop solar system
Produces ~6,445 kWh/yr · offsets ~61% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged private hauler; Oceana County transfer/recycling
No municipal collection; county transfer/recycling available
Great Lakes Energy · ~14.3¢/kWh
Coop serves rural interior Oceana
Confirm by addressNo piped natural gas (propane/LP)
Rural; typically propane
Confirm by addressGrant/area fire department (via Mason-Oceana 911)
Rural fire coverage dispatched through county
Services for Ferry · Source: oceana.mi.us
Utility, solar, and service details for Ferry are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Ferry? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Ferry
- What do homes cost in Ferry?
- The median home value in Ferry is about $300,000. Individual prices vary by street, size, and condition.
- How active is the Ferry housing market?
- there is 1 home for sale in Ferry right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ferry?
- Ferry is served by Shelby Public Schools. Its highest-rated assigned school is Shelby Middle School (7/10).
- Is Ferry walkable?
- Ferry scores 4.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Ferry
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.