F.O. Cutters Sub.
Solid value in a growing area
Median $220K·Walkability 5.6/10·Schools 4.0/10
What surprises people most about F.O. Cutters Sub. is how much neighborhood actually fits into four acres—and how little you need to drive to get anywhere that matters. Homes here run around $244K, and you're just nine minutes from downtown Grand Rapids, which is the kind of proximity that makes a smaller lot feel less like a compromise and more like a choice. A restaurant is a four-minute walk away; the nearest transit stop is literally steps from your door. Dickinson Buffer Park is seven minutes on foot, and there are ten parks within a mile if you want options. Grand Rapids Public Schools serves the area. The tradeoff is real—you're not walking to coffee (that's eleven minutes), and the subdivision itself is compact—but when you're this close to downtown, the Gerald R. Ford Airport, and forty-eight restaurants within a mile, the math works. It's the kind of place where car-lite living is actually possible, not just aspirational.
Why people love it here
$220K median
- 1 recent sale
Walkable for daily errands
- Burton/Willard (WB): 2 min walk
- 16 places within a 10 min walk
Park-rich area
- 50 parks within 1 mile
- Garfield Park: 10 min walk
- Dickinson Buffer Park: 10 min walk
Conventional Mortgage Calculator
Median home price in F.O. Cutters Sub.
Estimated Monthly Payment
$1,494/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Recent Sale Price
$220K
1 recent sale
Parcels / Units
29
Median Lot Size
0.12 ac
4208 sq ft – 0.21 ac
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Ken's Fruit Market
+1 more
Burton Village BBQ Company
+1 more
Sip Coffee and Cocktails
+1 more
The Derby
+1 more
Garfield Park
+1 more
Unnamed playground
Fisk Lake
+1 more
Unnamed beach
Plaster Creek Trail
dog_park
Unnamed bike path
Butterworth Park Launch
The Funky Buddha Yoga Hothouse
Burton/Willard (WB)
+1 more
Walgreens
Seymour Library
+1 more
My Little Munchkins Childcare Learning Center
Wealthy Theater
Flood Risk
None
Not in flood zone
Nearest Park
Dickinson Buffer Park
0.4 mi
Parks Nearby
50
within 1 mile
Based on 24 rated schools nearby
Range: 1/10 to 8/10
School District: Grand Rapids Public Schools
Crime in F.O. Cutters Sub. is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced F.O. Cutters Sub. home (around $220,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $39k/year in household income to qualify — an estimated monthly payment of $1,463 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,463/mo | $39,021 |
| 10% (+PMI) | $1,685/mo | $44,925 |
| 5% (+PMI) | $1,759/mo | $46,900 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$884/yr in electricity from a typical rooftop solar system
Produces ~6,451 kWh/yr · offsets ~61% of a typical home's use
City of Grand Rapids Water System
Regional water provider serving ~280,000 across Kent and Ottawa counties.
City of Grand Rapids Environmental Services (Water Resource Recovery Facility)
WRRF treats ~40 MGD of wastewater.
City of Grand Rapids Refuse & Recycling
City-run refuse/recycling cart program for residents.
Consumers Energy Co · ~13.7¢/kWh
Investor-owned utility serving the region.
Confirm by addressDTE Energy
DTE Gas serves much of Grand Rapids natural gas; verify by address.
Confirm by addressServices for Grand Rapids · Source: grandrapidsmi.gov
Utility, solar, and service details for F.O. Cutters Sub. are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(30)
Grocery Store
Tienda La Nueva Esperanza
Grocery Store
Bedollas
Grocery Store
+27 more within 5 miles
🍕 Restaurants(18)
Eastern Deli LLC
Restaurant
Chicken Coop
Restaurant
J Burger n Wings
Restaurant
Burton Village BBQ Company
Restaurant
Fast Food
+13 more within 5 miles
☕ Coffee(18)
+15 more within 5 miles
🍺 Bars(18)
The Derby
Bar
Sophisticated Gentelmen & ladies Auxiliary club
Bar
The Brass Ring
Bar
+15 more within 5 miles
🏫 Schools(27)
Dickinson School
Saint Francis Xavier School
River City Scholars Charter Academy
School
+22 more within 5 miles
💪 Gyms(12)
Fitness Center
Fitness Center
8th Day Gym
Fitness Center
+9 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(7)
Wyoming Dog Park Dog Park
Dog Park
Dog Park in Kragt Plat Area
Dog Park
Hillcrest Dog Park
Dog Park
+4 more within 5 miles
⛵ Boat Launches(1)
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(16)
+13 more within 5 miles
👶 Childcare(3)
🏥 Hospitals(5)
+2 more within 5 miles
📚 Libraries(14)
+11 more within 5 miles
Frequently asked about F.O. Cutters Sub.
- What do homes cost in F.O. Cutters Sub.?
- The median home value in F.O. Cutters Sub. is about $220,000. Individual prices vary by street, size, and condition.
- How active is the F.O. Cutters Sub. housing market?
- no homes are listed in F.O. Cutters Sub. right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve F.O. Cutters Sub.?
- F.O. Cutters Sub. is served by Grand Rapids Public Schools. Its highest-rated assigned school is Center for Economicology (8/10).
- Is F.O. Cutters Sub. walkable?
- F.O. Cutters Sub. scores 5.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.