Epworth Assembly
Strong schools draw families here
Median $360K·Walkability 3.6/10·Schools 7.3/10
Out here you're looking at a private summer resort community right on Lake Michigan's shore, about twenty minutes north of Ludington—270 acres of sandy terrain dotted with 228 cottages, most of them simple wooden structures with names chosen by the families who lease them, generation after generation. The place was founded back in 1894 as a Methodist training retreat, and that original character still holds: eight weeks of summer programming run June through August, with Sunday church services, beach vespers, and Thursday evening talks open to visitors. You'll find tennis courts, a marina, a golf course, and one genuinely weird piece of history—an 1895 "Dummy Train," an enclosed coach that looks nothing like a real locomotive, built to shuttle people around the grounds. Getting in typically requires a connection to someone already there, and rentals are seasonal only, which means this stays a close-knit enclave rather than turning into year-round sprawl. Cottagers come from across the country and a few places overseas, all drawn to the same thing: a stretch of Lake Michigan shore where summer still feels like it did a century ago.
Why people love it here
Ludington High School
- High — 1.9 mi away
- Ludington Area
- 3 rated schools in district
$360K median
- 23 sales in last 12mo
Notable nearby
Conventional Mortgage Calculator
Median home price in Epworth Assembly
Estimated Monthly Payment
$2,444/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
23 homes sold in Epworth Assembly this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 7/10 to 8/10
School District: Ludington Area School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Stix
Cafe 106
The Mitten Bar
Ludington Farmer's Market
Cartier Park
Unnamed playground
Lincoln Lake
Unnamed beach
Ludington and Northern Railway
Unnamed bike_path
Epworth Heights Golf Course
AMC CLASSIC Ludington 8
Crime in Epworth Assembly is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced Epworth Assembly home (around $360,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $65k/year in household income to qualify — an estimated monthly payment of $2,427 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,427/mo | $64,714 |
| 10% (+PMI) | $2,793/mo | $74,483 |
| 5% (+PMI) | $2,916/mo | $77,768 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Pere Marquette Charter Township
Source: pmtwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$892/yr in electricity from a typical rooftop solar system
Produces ~6,241 kWh/yr · offsets ~59% of a typical home's use
Municipal / public water
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged private hauler
Residents contract private haulers.
Consumers Energy · ~14.3¢/kWh
Consumers Energy serves the Ludington area.
Confirm by addressPiped natural gas in developed Ludington-area corridors.
Confirm by addressPere Marquette Township Fire Department
Township-operated fire department, 1040 S Pere Marquette Hwy, Ludington.
Services for Pere Marquette · Source: findenergy.com
Utility, solar, and service details for Epworth Assembly are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(5)
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(5)
+2 more within 5 miles
🌳 Parks(3)
🚴 Trails(4)
+1 more within 5 miles
⚡ EV Charging(1)
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Epworth Assembly? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Epworth Assembly
- What do homes cost in Epworth Assembly?
- The median home value in Epworth Assembly is about $360,000. Individual prices vary by street, size, and condition.
- How active is the Epworth Assembly housing market?
- there are 5 homes for sale in Epworth Assembly right now, and 23 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Epworth Assembly?
- Epworth Assembly is served by Ludington Area School District. Its highest-rated assigned school is Ludington High School (8/10).
- Is Epworth Assembly walkable?
- Epworth Assembly scores 3.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Epworth Assembly
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