Elmwood Beach
Surrounded by nature
Median $750K·Walkability 0.0/10·Schools 6.3/10
What catches most people off guard is that this stretch of Gun Lake real estate sits on some of the clearest, sandiest bottom you'll find—the kind of water where you can actually see what's underneath, and sunsets paint the whole western sky. Homes here run deep on lakefront, with properties boasting anywhere from 50 feet to well over 200 feet of private beach, and a lot of them face onto Baird's Cove, which tends to stay calmer even when the rest of the lake kicks up. You've got boating, fishing, and docks right off the back, plus the sandy floor means nobody's wading through muck. A grocery run is about a 9-minute walk, and if you're heading to Gerald R. Ford airport, you're looking at just over 40 minutes—close enough that weekend trips don't feel like a production. Duck Lake sits less than a mile away if you want a different kind of water day, and the whole area has that quiet, spread-out feel where neighbors aren't stacked on top of each other.
Why people love it here
Near the water
- Gun Lake — 0.8 mi
- 5 parks within 1 mile
- Long Lake Outdoor Center: 10 min drive
- North Country Trail: 10 min drive
$750K median
- 1 recent sale
Mortgage Calculator
Median home price in Elmwood Beach
Estimated Monthly Payment
$5,092/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Flood Risk
None
Not in flood zone
Nearest Park
Long Lake Outdoor Center
0.9 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Gun Lake
0.8 mi
Based on 3 rated schools nearby
Range: 6/10 to 7/10
School District: Thornapple Kellogg School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Long Lake
Beach at Gun Lake
North Country Trail
Crime in Elmwood Beach is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced Elmwood Beach home (around $750,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $132k/year in household income to qualify — an estimated monthly payment of $4,965 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,965/mo | $132,395 |
| 10% (+PMI) | $5,717/mo | $152,445 |
| 5% (+PMI) | $5,968/mo | $159,136 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Solar potential
~$904/yr in electricity from a typical rooftop solar system
Produces ~6,326 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Elmwood Beach are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(2)
🍕 Restaurants(4)
Restaurant
Tujax Tu
Restaurant
Curly Cone
Fast Food
Fast Food
💪 Gyms(1)
Gun Lake Gym
Fitness Center
Frequently asked about Elmwood Beach
- What do homes cost in Elmwood Beach?
- The median home value in Elmwood Beach is about $750,000. Individual prices vary by street, size, and condition.
- How active is the Elmwood Beach housing market?
- there is 1 home for sale in Elmwood Beach right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Elmwood Beach?
- Elmwood Beach is served by Thornapple Kellogg School District. Its highest-rated assigned school is Thornapple Kellogg Middle School (7/10).
- Is Elmwood Beach walkable?
- Elmwood Beach scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.