Edgerton
Strong schools draw families here
Median $435K·Walkability 3.2/10·Schools 6.8/10
People often expect this stretch of Algoma Township to feel like suburban sprawl, but step in and you'll find something quieter—a mix of country lots with breathing room, creekside properties, and homes tucked onto cul-de-sacs where trees do the heavy lifting on privacy. The listings here tell the real story: acre-plus parcels, barns, wood-lined interiors, and the kind of recent updates (new roofs, decks, finished basements) that suggest people are putting down roots rather than passing through. You're about 20 minutes from downtown Rockford if you need city amenities, close enough to 131 to make commutes reasonable, but far enough out that the rhythm feels rural. Schools vary—some properties pull from Rockford, others from Cedar Springs or Sparta, so it's worth checking which district your lot sits in. Becker Creek runs through some properties here, and the real character comes from those expansive home sites and the quiet that comes with land.
Why people love it here
Valley View Elementary School
- Elementary — 2.2 mi away
- Rockford
- 5 rated schools in district
$435K median
- 37 sales in last 12mo
Park-rich area
- 5 parks within 1 mile
- White Pine Trail: 6 min walk
- Trestle Park: 7 min walk
Conventional Mortgage Calculator
Median home price in Edgerton
Estimated Monthly Payment
$2,953/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
37 homes sold in Edgerton this year. Thinking of selling?
See what your home is worthBased on 4 rated schools nearby
Range: 1/10 to 9/10
School District: Rockford Public Schools
Nearest Park
Trestle Park
0.3 mi
Parks Nearby
5
within 1 mile
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare
Momma's Boy
Tim Hortons
Flo's Wood Fired Pizzeria
+1 more
Trestle Park
Unnamed playground
Waller Lake
Unnamed beach
dog_park
White Pine Trail
Rogue River Launch (A-41-102)
+1 more
Snap Fitness
Krause Memorial Library
Northstar Cinema
Crime in Edgerton is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Edgerton home (around $435,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $77k/year in household income to qualify — an estimated monthly payment of $2,893 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,893/mo | $77,155 |
| 10% (+PMI) | $3,331/mo | $88,829 |
| 5% (+PMI) | $3,477/mo | $92,733 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
8 parcels
Active / pending
Typical Land Value
$77K/acre
Median asking
Median Price
$210K
Per listing
Who actually lends in Edgerton, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$860/yr in electricity from a typical rooftop solar system
Produces ~6,273 kWh/yr · offsets ~60% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged private hauler
Algoma Township Fire Department
Serves ~12,143 in 33 sq mi; 2 stations; full-time chief + 3 FT + 28 paid-on-call.
Services for Algoma · Source: NREL Utility Rates API
Utility, solar, and service details for Edgerton are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(6)
Grocery Store
Family Fare Supermarket
Grocery Store
Meijer
Grocery Store
+3 more within 5 miles
🍕 Restaurants(14)
Momma's Boy
Restaurant
Evergreen Inn Restaurant
Restaurant
Fast Food
Piccadilly Circus Pizza
Restaurant
Subway
Restaurant
+9 more within 5 miles
☕ Coffee(18)
+15 more within 5 miles
🍺 Bars(12)
Flo's Wood Fired Pizzeria
Bar
St. Julian Winery & Distillery Tasting Room
Bar
Grill One Eleven
Bar
+9 more within 5 miles
🏫 Schools(7)
Valley View School
Blessed Virgin School
Parkside Elementary
School
+2 more within 5 miles
💪 Gyms(3)
MVP Fitness
Fitness Center
Fitness Center
Fitness Center
🌳 Parks(7)
+4 more within 5 miles
🐕 Dog Parks(2)
🚴 Trails(3)
⛵ Boat Launches(4)
Boat Launch
Boat Launch
Boat Launch
+1 more within 5 miles
🚌 Transit(1)
Transit Stop
Frequently asked about Edgerton
- What do homes cost in Edgerton?
- The median home value in Edgerton is about $435,000. Individual prices vary by street, size, and condition.
- How active is the Edgerton housing market?
- there are 10 homes for sale in Edgerton right now, and 37 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Edgerton?
- Edgerton is served by Rockford Public Schools. Its highest-rated assigned school is Valley View Elementary School (9/10).
- Is Edgerton walkable?
- Edgerton scores 3.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Edgerton
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