Cedar Swamp
Highly rated schools nearby
The quick answer
Cedar Swamp is a partly walkable neighborhood, part of Holland City School District. Homes here typically sell for around $174,000.
1 home for sale·Median $174K·Walkability 5.5/10·Schools 4.6/10
The stretch between East 8th and Chicago Drive sits on an elbow—a quiet byway where traffic stays light and deep lots back up to trees. Recent renovations here run toward small, move-in-ready homes with new furnaces, updated kitchens, and fenced yards built for privacy; a few retain their original hardwood floors under fresh paint. You're a 12-minute walk from Windmill Island Gardens and within eight parks across a mile, plus 216 restaurants and 72 grocers within a short radius—everything from a coffee shop four minutes away to a transit stop at your door. Grand Haven beach is 31 minutes out, and the boat launch at Howard Dunton Park runs just under two miles. Located in Holland charter township, the area sits near downtown without the density, close enough to walk into shops and restaurants but set back enough to breathe.
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Why people love it here
Walkable for daily errands
- Chicago Drive & Spruce: 3 min walk
- 9 places within a 10 min walk
Park-rich area
- 40 parks within 1 mile
- Unnamed bike path: 6 min bike
- East 8th Street & Chicago Dr To SB US-31 Eastbound Area Trail: 6 min bike
$174K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in Cedar Swamp
Estimated Monthly Payment
$1,181/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 7 rated schools nearby
Range: 2/10 to 9/10
School District: Holland City School District
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Chicago Drive BP
Russ's
+1 more
truenorth
Skile’s Tavern
+1 more
Unnamed park
Unnamed playground
Savannah Lake
Unnamed beach
Window on the Waterfront
Dog Park at Van Raalte Farm (Small Dog Side)
+1 more
Unnamed bike path
Kollen Park Launch
Planet Fitness
Chicago Drive & Spruce
+1 more
CVS Pharmacy
Van Wylen Library
+1 more
Toddlerville
Sperry's Moviehouse
Flood Risk
None
Not in flood zone
Nearest Park
Windmill Island Gardens
0.6 mi
Parks Nearby
40
within 1 mile
Crime in Cedar Swamp is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →Recent Sale Price
$174K
2 recent sales
Parks Nearby
40
within 1 mile
Nearest Park
Windmill Island Gardens
0.6 mi
Expected Rent
$1,100/mo
$975 – $1,225 · wider-area estimate
To buy a median-priced Cedar Swamp home (around $174,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $31k/year in household income to qualify — an estimated monthly payment of $1,172 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,172/mo | $31,254 |
| 10% (+PMI) | $1,349/mo | $35,972 |
| 5% (+PMI) | $1,408/mo | $37,558 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Holland Charter Township
Source: hct.holland.mi.us · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$658/yr in electricity from a typical rooftop solar system
Produces ~6,387 kWh/yr · offsets ~61% of a typical home's use
Holland Charter Township (water from City of Wyoming)
Township-owned distribution serving 12,900+ customers; water purchased wholesale from City of Wyoming (Lake Michigan).
Holland Charter Township (free seasonal disposal) + resident haulers
Township offers free trash/yard-waste disposal Apr-Oct; regular curbside via private haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~10.3¢/kWh
Regional IOU; inferred (Holland BPW serves city, not township).
Confirm by addressSEMCO Energy / Consumers Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
Four full-time community policing deputies via Ottawa County Sheriff.
Services for Holland Township · Source: hct.holland.mi.us
Utility, solar, and service details for Cedar Swamp are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(26)
+23 more within 5 miles
🍕 Restaurants(7)
Russ's
Restaurant
Russ' Restaurants
Restaurant
Fast Food
Mr Kozaks II
Restaurant
Mr. Kozak's
Restaurant
+2 more within 5 miles
🍺 Bars(8)
Lucky Strike Holland
Bar
Skiles Tavern Inc
Bar
CraftCo Distillery & Social House
Bar
+5 more within 5 miles
🏫 Schools(30)
Holland Heights School
Black River Public School
Apple Avenue School
Davenport University
+25 more within 5 miles
💪 Gyms(12)
Planet Fitness
Fitness Center
MVP Athletic Club, Holland
Fitness Center
Fitness Center
+9 more within 5 miles
🐕 Dog Parks(5)
Dog Park at Van Raalte Farm (Large Dog Side)
Dog Park
Helder Park Dog Park
Dog Park
+2 more within 5 miles
🚴 Trails(4)
Unnamed bike_path
Bike Path
Bike Path
Bike Path
East 8th Street & Chicago Dr To SB US-31 Eastbound Area Trail
Bike Path
+1 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
👶 Childcare(4)
Toddlerville
Childcare Center
Gilden Woods Early Care and Preschool
Childcare Center
Childcare Center
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(5)
+2 more within 5 miles
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Cedar Swamp? Our team can help with availability, schools, and what it's really like to live here.
Living in Cedar Swamp: the details
Is Cedar Swamp a good place to live?
Here is a data-based look at what living in Cedar Swamp is like. Day to day, some shops, cafés and parks are within walking distance, but most errands mean a short drive. This neighborhood is part of Holland City School District. Expect prices centered around $174,000.
What does it cost to live in Cedar Swamp?
The median home value in Cedar Swamp is about $174,000. There is 1 home for sale here right now and 2 homes sold here in the past year.
Frequently asked about Cedar Swamp
- What do homes cost in Cedar Swamp?
- The median home value in Cedar Swamp is about $174,000. Individual prices vary by street, size, and condition.
- How active is the Cedar Swamp housing market?
- there is 1 home for sale in Cedar Swamp right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cedar Swamp?
- Cedar Swamp is served by Holland City School District. Its highest-rated assigned school is Holland High School (5/10).
- Is Cedar Swamp walkable?
- Cedar Swamp scores 5.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
