E Whittier St & E Tinkham Ave Area
Strong schools draw families here
3 homes for sale·Median $245K·Walkability 0.0/10·Schools 7.3/10
You're just a few blocks from Lake Michigan in what feels like the heart of Ludington's north side, with Cartier Park's trails practically on your doorway and Stearns Park Beach a short walk away. The neighborhood sits compact—about 345 acres with homes on generous lots averaging nearly half an acre—which gives you real breathing room without feeling isolated. A dozen restaurants sit within a mile, and Ramps and Rails Skate Park is a five-minute walk if you've got kids or just want to see what's happening.
Why people love it here
Ludington High School
- High — 0.7 mi away
- Ludington Area
- 3 rated schools in district
$245K median
- 13 sales in last 12mo
Conventional Mortgage Calculator
Median home price in E Whittier St & E Tinkham Ave Area
Estimated Monthly Payment
$1,663/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
13 homes sold in E Whittier St & E Tinkham Ave Area this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 7/10 to 8/10
School District: Ludington Area School District
Crime in E Whittier St & E Tinkham Ave Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced E Whittier St & E Tinkham Ave Area home (around $245,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $43k/year in household income to qualify — an estimated monthly payment of $1,630 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,630/mo | $43,455 |
| 10% (+PMI) | $1,876/mo | $50,030 |
| 5% (+PMI) | $1,959/mo | $52,229 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$634K/acre
Median asking
Median Price
$920K
Per listing
Solar potential
~$892/yr in electricity from a typical rooftop solar system
Produces ~6,241 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for E Whittier St & E Tinkham Ave Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Cartier Park
0.6 mi
Parks Nearby
15
within 1 mile
🍕 Restaurants(6)
Sunset Side Concessions (North Beach)
Fast Food
Keeper's Fish Shack
Fast Food
Restaurant
House of Flavors
Restaurant
+1 more within 5 miles
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(7)
+4 more within 5 miles
🚴 Trails(4)
+1 more within 5 miles
⚡ EV Charging(1)
EV Charging
Frequently asked about E Whittier St & E Tinkham Ave Area
- What do homes cost in E Whittier St & E Tinkham Ave Area?
- The median home value in E Whittier St & E Tinkham Ave Area is about $245,000. Individual prices vary by street, size, and condition.
- How active is the E Whittier St & E Tinkham Ave Area housing market?
- there are 3 homes for sale in E Whittier St & E Tinkham Ave Area right now, and 13 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve E Whittier St & E Tinkham Ave Area?
- E Whittier St & E Tinkham Ave Area is served by Ludington Area School District. Its highest-rated assigned school is Ludington High School (8/10).
- Is E Whittier St & E Tinkham Ave Area walkable?
- E Whittier St & E Tinkham Ave Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.