E Tinkham Ave & E Whittier St Area
Strong schools draw families here
Median $319K·Walkability 0.0/10·Schools 7.3/10
What surprises people most is how close this stretch sits to Lake Michigan—less than a mile away—while feeling like a genuinely residential neighborhood with actual space around the homes. You've got oversized lots with mature trees, decks and patios where people actually hang out, and yards big enough to matter; the average lot runs about 0.38 acres, which is genuinely roomy for a place this accessible. Schools are a few blocks over, and there's a solid restaurant scene within walking distance if you're in the mood, though most people here seem to prefer cooking at home or heading down to the water when the weather's good. Ramps and Rails Skate Park is just a short walk away if you've got kids who need to burn energy. It's the kind of place where you get breathing room without feeling isolated—close enough to grab coffee in 13 minutes, but far enough from the bustle that your backyard actually feels like your own.
Why people love it here
Ludington High School
- High — 0.5 mi away
- Ludington Area
- 3 rated schools in district
$319K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in E Tinkham Ave & E Whittier St Area
Estimated Monthly Payment
$2,162/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 7/10 to 8/10
School District: Ludington Area School District
Crime in E Tinkham Ave & E Whittier St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced E Tinkham Ave & E Whittier St Area home (around $318,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $56k/year in household income to qualify — an estimated monthly payment of $2,118 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,118/mo | $56,492 |
| 10% (+PMI) | $2,439/mo | $65,039 |
| 5% (+PMI) | $2,546/mo | $67,898 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$894/yr in electricity from a typical rooftop solar system
Produces ~6,253 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for E Tinkham Ave & E Whittier St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Ludington School Forest Trails
0.5 mi
Parks Nearby
20
within 1 mile
🍕 Restaurants(6)
+1 more within 5 miles
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(7)
+4 more within 5 miles
🌳 Parks(3)
🚴 Trails(4)
+1 more within 5 miles
⚡ EV Charging(1)
EV Charging
Frequently asked about E Tinkham Ave & E Whittier St Area
- What do homes cost in E Tinkham Ave & E Whittier St Area?
- The median home value in E Tinkham Ave & E Whittier St Area is about $318,500. Individual prices vary by street, size, and condition.
- How active is the E Tinkham Ave & E Whittier St Area housing market?
- no homes are listed in E Tinkham Ave & E Whittier St Area right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve E Tinkham Ave & E Whittier St Area?
- E Tinkham Ave & E Whittier St Area is served by Ludington Area School District. Its highest-rated assigned school is Ludington High School (8/10).
- Is E Tinkham Ave & E Whittier St Area walkable?
- E Tinkham Ave & E Whittier St Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.