E Polk Rd & N 144th Ave Area
Explore this community
1 home for sale·Median $160K·Walkability 0.5/10·Schools 6.3/10
Just a heads-up—you're basically living on the edge of one of Michigan's crown jewels out here. The neighborhood sits right at Lake Michigan, with the Manistee National Forest practically on your doorstep. A two-minute walk gets you into serious woods; the water's right there too. Properties tend to run anywhere from a few acres to 40+, so you've got genuine space to breathe—pole barns, pasture, hunting, room for hobbies or just disappearing into your own land.
Why people love it here
Hart High School
- High — 9.7 mi away
- Hart
- 3 rated schools in district
$160K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in E Polk Rd & N 144th Ave Area
Estimated Monthly Payment
$1,086/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 5/10 to 8/10
School District: Hart Public School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Cobmoosa Lake
Crime in E Polk Rd & N 144th Ave Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced E Polk Rd & N 144th Ave Area home (around $160,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $28k/year in household income to qualify — an estimated monthly payment of $1,064 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,064/mo | $28,379 |
| 10% (+PMI) | $1,225/mo | $32,673 |
| 5% (+PMI) | $1,279/mo | $34,109 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$12K/acre
Median asking
Median Price
$1.5M
Per listing
Solar potential
~$906/yr in electricity from a typical rooftop solar system
Produces ~6,337 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for E Polk Rd & N 144th Ave Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Manistee National Forest-White Cloud Unit
1.3 mi
Parks Nearby
0
within 1 mile
Frequently asked about E Polk Rd & N 144th Ave Area
- What do homes cost in E Polk Rd & N 144th Ave Area?
- The median home value in E Polk Rd & N 144th Ave Area is about $160,000. Individual prices vary by street, size, and condition.
- How active is the E Polk Rd & N 144th Ave Area housing market?
- there is 1 home for sale in E Polk Rd & N 144th Ave Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve E Polk Rd & N 144th Ave Area?
- E Polk Rd & N 144th Ave Area is served by Hart Public School District. Its highest-rated assigned school is Hart High School (8/10).
- Is E Polk Rd & N 144th Ave Area walkable?
- E Polk Rd & N 144th Ave Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in E Polk Rd & N 144th Ave Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.