E Polk Rd & N 124th Ave Area
Explore this community
1 home for sale·Median $130K·Walkability 0.0/10·Schools 6.3/10
The water is right there—Lake Michigan sits less than a tenth of a mile away, close enough that you feel the shift in air before you see it. Out here it's rolling farm country with long sight lines, paved roads connecting older houses on acreage, detached garages and storage sheds the norm rather than the exception. Most homes are ranch-style or farmhouses, many sitting on an acre or more of land, with the kind of space that comes naturally when you're nine miles east of Hart on roads that wind through tillable soil and orchards. A hundred minutes to downtown Grand Rapids means this is genuinely rural—a place where people keep livestock, maintain pole barns, and appreciate quiet roads. It's the kind of place where a three-bedroom with storage buildings and a detached garage isn't a luxury; it's just what the landscape demands.
Why people love it here
Hart High School
- High — 7.2 mi away
- Hart
- 3 rated schools in district
$130K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in E Polk Rd & N 124th Ave Area
Estimated Monthly Payment
$883/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 5/10 to 8/10
School District: Hart Public School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Evans Lake
Crime in E Polk Rd & N 124th Ave Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced E Polk Rd & N 124th Ave Area home (around $130,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $23k/year in household income to qualify — an estimated monthly payment of $865 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $865/mo | $23,058 |
| 10% (+PMI) | $996/mo | $26,547 |
| 5% (+PMI) | $1,039/mo | $27,713 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$907/yr in electricity from a typical rooftop solar system
Produces ~6,350 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for E Polk Rd & N 124th Ave Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Gales Pond County Park
2.9 mi
Parks Nearby
0
within 1 mile
Frequently asked about E Polk Rd & N 124th Ave Area
- What do homes cost in E Polk Rd & N 124th Ave Area?
- The median home value in E Polk Rd & N 124th Ave Area is about $130,000. Individual prices vary by street, size, and condition.
- How active is the E Polk Rd & N 124th Ave Area housing market?
- there is 1 home for sale in E Polk Rd & N 124th Ave Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve E Polk Rd & N 124th Ave Area?
- E Polk Rd & N 124th Ave Area is served by Hart Public School District. Its highest-rated assigned school is Hart High School (8/10).
- Is E Polk Rd & N 124th Ave Area walkable?
- E Polk Rd & N 124th Ave Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in E Polk Rd & N 124th Ave Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.