Silver Creek
Wide open spaces
The quick answer
Silver Creek is a neighborhood, part of Pine River Area Schools. Homes here typically sell for around $405,000.
2 homes for sale·Median $405K·Walkability 0.0/10·Schools 3.5/10
Out here, you're buying acreage, not proximity—think ten-acre parcels and state forest on two sides, not a postage stamp lot and a neighbor's master bedroom visible from your kitchen. The area sits on the edge of serious outdoor country: ORV trails, snowmobile routes, the Pine River for canoeing, and direct access to thousands of acres of public land that turn winter and hunting season into reasons to actually use your property instead of just own it. Lake Michigan is less than a mile away, and Hungerford Lake Recreation Area sits right adjacent, which matters if you're the type to trailer a boat rather than dream about it. About 30 minutes south lands you in Cadillac; Caberfae Peaks (skiing and golf) is even closer. Most homes here are built for entertaining—big decks, pole barns, room to store machines—because people who end up on ten wooded acres aren't looking to sit quietly indoors.
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Why people love it here
13.7 acre avg lots
- 254 homes
$405K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in Silver Creek
Estimated Monthly Payment
$2,749/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Recent Sale Price
$405K
2 recent sales
Parks Nearby
0
within 1 mile
Nearest Park
Silver Creek State Forest Campground
2.1 mi
Expected Rent
$1,025/mo
$900 – $1,150 · estimated range
Based on 2 rated schools nearby
Range: 3/10 to 4/10
School District: Pine River Area Schools
To buy a median-priced Silver Creek home (around $404,950) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $73k/year in household income to qualify — an estimated monthly payment of $2,728 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,728/mo | $72,737 |
| 10% (+PMI) | $3,139/mo | $83,719 |
| 5% (+PMI) | $3,278/mo | $87,410 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$890/yr in electricity from a typical rooftop solar system
Produces ~6,230 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for Silver Creek are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Silver Creek State Forest Campground
2.1 mi
Parks Nearby
0
within 1 mile
🌳 Parks(1)
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Silver Creek? Our team can help with availability, schools, and what it's really like to live here.
Living in Silver Creek: the details
Is Silver Creek a good place to live?
If you're after room to spread out on larger lots, Silver Creek is worth a close look — here is what the data shows. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Pine River Area Schools. Expect prices centered around $405,000.
What does it cost to live in Silver Creek?
The median home value in Silver Creek is about $405,000. There are 2 homes for sale here right now and 2 homes sold here in the past year.
Frequently asked about Silver Creek
- What do homes cost in Silver Creek?
- The median home value in Silver Creek is about $404,950. Individual prices vary by street, size, and condition.
- How active is the Silver Creek housing market?
- there are 2 homes for sale in Silver Creek right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Silver Creek?
- Silver Creek is served by Pine River Area Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
- Is Silver Creek walkable?
- Silver Creek scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.