E Dowland St & E Filer St Area
Strong schools draw families here
10 homes for sale·Median $428K·Walkability 0.0/10·Schools 7.3/10
You expect a quiet residential stretch, and you'll find that—but step outside and Lake Michigan is right there, literally across the street. This neighborhood sits directly on the waterfront in Ludington, where morning coffee tastes better when you're watching the SS Badger car ferry drift past your deck and the beach is close enough to reach in seconds. The average lot runs about 0.09 acres, so homes cluster tightly along the water, many recently renovated with open floor plans, granite counters, and south-facing windows that flood rooms with light. Downtown sits a mile away with two dozen restaurants and cafes within walking distance, plus Ramps and Rails Skate Park is right at the edge. This is lake life without pretense—waterfront living where you can actually afford to live on the water, and where the sound of waves, not traffic, defines your day.
Why people love it here
Ludington High School
- High — 0.9 mi away
- Ludington Area
- 3 rated schools in district
$428K median
- 17 sales in last 12mo
Conventional Mortgage Calculator
Median home price in E Dowland St & E Filer St Area
Estimated Monthly Payment
$2,906/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
17 homes sold in E Dowland St & E Filer St Area this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 7/10 to 8/10
School District: Ludington Area School District
Crime in E Dowland St & E Filer St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced E Dowland St & E Filer St Area home (around $428,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $76k/year in household income to qualify — an estimated monthly payment of $2,847 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,847/mo | $75,913 |
| 10% (+PMI) | $3,277/mo | $87,400 |
| 5% (+PMI) | $3,422/mo | $91,241 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
7 parcels
Active / pending
Typical Land Value
$221K/acre
Median asking
Median Price
$350K
Per listing
Multifamily for sale
Listings
1 building
Active / pending
Median Price
$325K
Per building
Price Per Unit
$163K
Median
Solar potential
~$891/yr in electricity from a typical rooftop solar system
Produces ~6,232 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for E Dowland St & E Filer St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Waterfront Park
0.3 mi
Parks Nearby
40
within 1 mile
🍕 Restaurants(6)
Timbers
Restaurant
The Grand
Restaurant
Restaurant
The Alley Bar & Grill
Restaurant
The Blu Moon
Restaurant
+1 more within 5 miles
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(7)
+4 more within 5 miles
🚴 Trails(4)
+1 more within 5 miles
⚡ EV Charging(1)
EV Charging
Frequently asked about E Dowland St & E Filer St Area
- What do homes cost in E Dowland St & E Filer St Area?
- The median home value in E Dowland St & E Filer St Area is about $428,000. Individual prices vary by street, size, and condition.
- How active is the E Dowland St & E Filer St Area housing market?
- there are 10 homes for sale in E Dowland St & E Filer St Area right now, and 17 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve E Dowland St & E Filer St Area?
- E Dowland St & E Filer St Area is served by Ludington Area School District. Its highest-rated assigned school is Ludington High School (8/10).
- Is E Dowland St & E Filer St Area walkable?
- E Dowland St & E Filer St Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.