Lake Steven Area
Wide open spaces
The quick answer
Lake Steven Area is a neighborhood, part of Carson City-Crystal Area Schools. Homes here typically sell for around $195,000.
2 homes for sale·Median $195K·Walkability 0.0/10·Schools 4.0/10
The lots out here run large—a quarter-acre is the exception, not the rule—with an average parcel closer to 24 acres, meaning your nearest neighbor is likely a long driveway away. Rolling hills frame the properties, and seasonal creeks thread through backyards; the Pine River and Woodbeck Lake sit virtually on the doorstep for those drawn to water. Houses tend toward practical country builds: pole barns, metal roofs, radiant heating for the winters, decks overlooking acreage rather than postage stamps. A grocery run takes about 2.5 miles down the road, and Sumner Centennial Park sits less than a mile away for the rare moment you need maintained grounds. The character here is less suburb and more land—people work with what grows, keep trails through the trees, and measure their yards in acres rather than minutes to town.
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Why people love it here
15.8 acre avg lots
- 307 homes
Near the water
- Duck Lake — 1.6 mi
- Sumner Centennial Park: 14 min drive
- Elm Hall Park: 14 min drive
$195K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Lake Steven Area
Estimated Monthly Payment
$1,323/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Lake Steven Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$195K
3 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Sumner Centennial Park
2.7 mi
Expected Rent
$1,200/mo
$1,050 – $1,350 · wider-area estimate
Flood Risk
None
Not in flood zone
Nearest Park
Sumner Centennial Park
2.7 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Duck Lake
1.6 mi
Based on 3 rated schools nearby
School District: Carson City-Crystal Area Schools
Crime in Lake Steven Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Lake Steven Area home (around $194,900) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $35k/year in household income to qualify — an estimated monthly payment of $1,313 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,313/mo | $35,008 |
| 10% (+PMI) | $1,511/mo | $40,293 |
| 5% (+PMI) | $1,578/mo | $42,070 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$90K
Per listing
Solar potential
~$881/yr in electricity from a typical rooftop solar system
Produces ~6,467 kWh/yr · offsets ~62% of a typical home's use
Utility, solar, and service details for Lake Steven Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Lake Steven Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Lake Steven Area: the details
Is Lake Steven Area a good place to live?
If you're after room to spread out on larger lots and green space nearby, Lake Steven Area is worth a close look — here is what the data shows. When it comes to errands, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Carson City-Crystal Area Schools. Expect prices centered around $195,000.
What does it cost to live in Lake Steven Area?
The median home value in Lake Steven Area is about $195,000. There are 2 homes for sale here right now and 3 homes sold here in the past year.
Frequently asked about Lake Steven Area
- What do homes cost in Lake Steven Area?
- The median home value in Lake Steven Area is about $194,900. Individual prices vary by street, size, and condition.
- How active is the Lake Steven Area housing market?
- there are 2 homes for sale in Lake Steven Area right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Lake Steven Area?
- Lake Steven Area is served by Carson City-Crystal Area Schools. Its highest-rated assigned school is Vestaburg Community High School (4/10).
- Is Lake Steven Area walkable?
- Lake Steven Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
