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Atlas — Grand Rapids Real Estate

A hyper-local geographic knowledge system for Greater Grand Rapids. Fall in love with a place, then find a home there.

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IDX data provided by MichRIC MLS · @grandrapidsrealestateco

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Home/Neighborhoods/Lake County/Guard Lake Area
Neighborhood10179.6 acres

Guard Lake Area

Wide open spaces

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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The quick answer

Guard Lake Area is a neighborhood, part of Reed City Area Public Schools. Homes here typically sell for around $200,000.

Jump to:Is it a good place to live?·What it costs to live here

Median $200K·Walkability 0.0/10·Schools 6.0/10

🏙️61 mito Downtown GR(~2h 2m drive)
🏞️61 mito Lake Michigan(~2h 3m drive)

When you roll in on the paved roads out here, you're struck by how much sky there is—wide, uncluttered, and yours to look at for miles. This is acreage country, where 30-plus-acre lots are the norm and a property line isn't something you trip over; homes sit back from the road, often accessed by their own long drives, with the kind of breathing room that comes from genuine distance between neighbors. The listings that move through here tell the real story: custom log homes and ranch builds on sprawling parcels, pole barns and machine shops alongside family houses, ponds stocked for fishing, established trails cutting through mixed hardwood and pasture. A restaurant sits less than a mile away, and Hungerford Lake Recreation Area is just over a mile down the road if you want a public launch or a morning walk. It's the kind of place where you're still rural enough to want a workshop—or several—but close enough to town that you haven't given up access entirely.

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Why people love it here

🏡Space & Property

27.4 acre avg lots

  • 311 homes
💰Home Values

$200K median

  • 3 sales in last 12mo
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Conventional Mortgage Calculator

Median home price in Guard Lake Area

Estimated Monthly Payment

$1,357/mo

$
$39,980
20%
%
Principal & Interest $1,03776%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

3 homes sold in Guard Lake Area this year. Thinking of selling?

See what your home is worth

Median Sale Price

$200K

3 sales in last 12mo

Parks Nearby

0

within 1 mile

Nearest Park

The Old School Ground

3.2 mi

Expected Rent

$1,075/mo

$950 – $1,200 · wider-area estimate

6.0
/10 avg
Above average schools

Based on 3 rated schools nearby

Range: 5/10 to 7/10

School District: Reed City Area Public Schools

7GT Norman Elementary SchoolElementary · PK-04 · 515 students · 16:1 · 6.6 mi
6Reed City Middle SchoolMiddle · 05-08 · 442 students · 18:1 · 6.6 mi
5Reed City High SchoolHigh · 09-12 · 437 students · 20:1 · 6.6 mi

To buy a median-priced Guard Lake Area home (around $199,900) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $36k/year in household income to qualify — an estimated monthly payment of $1,346 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,346/mo$35,906
10% (+PMI)$1,550/mo$41,327
5% (+PMI)$1,618/mo$43,149

Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Guard Lake Area cost-of-living breakdown →

Solar potential

~$898/yr in electricity from a typical rooftop solar system

Produces ~6,282 kWh/yr · offsets ~60% of a typical home's use

Utility, solar, and service details for Guard Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

Flood Risk

None

Not in flood zone

Nearest Park

The Old School Ground

3.2 mi

Parks Nearby

0

within 1 mile

🍕 Restaurants(1)

Chase Creek Smokehouse

Restaurant

2.9 mimap

🌳 Parks(2)

The Old School Ground

3.2 mimap

Barton Township Park

3.6 mimap

🚴 Trails(4)

Pere Marquette State Trail

Bike Path

2.9 mimap

Pere Marquette State Trail

Bike Path

3.2 mimap

Pere Marquette State Trail

Bike Path

3.7 mimap

+1 more within 5 miles

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Guard Lake Area? Our team can help with availability, schools, and what it's really like to live here.

Call

Living in Guard Lake Area: the details

Is Guard Lake Area a good place to live?

Guard Lake Area suits buyers looking for room to spread out on larger lots — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Reed City Area Public Schools. The going price is around $200,000.

What does it cost to live in Guard Lake Area?

The median home value in Guard Lake Area is about $200,000. 3 homes sold here in the past year.

Frequently asked about Guard Lake Area

What do homes cost in Guard Lake Area?
The median home value in Guard Lake Area is about $199,900. Individual prices vary by street, size, and condition.
How active is the Guard Lake Area housing market?
no homes are listed in Guard Lake Area right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Guard Lake Area?
Guard Lake Area is served by Reed City Area Public Schools. Its highest-rated assigned school is GT Norman Elementary School (7/10).
Is Guard Lake Area walkable?
Guard Lake Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Guard Lake Area

Data sources: parcels, listings · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Guard Lake Area? Our team can help.

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Conventional Mortgage Calculator

Median in Guard Lake Area

Estimated Monthly Payment

$1,357/mo

$
$39,980
20%
%
Principal & Interest $1,03776%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Micro Communities(1)

Guard Lake
G

Guard Lake

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