Guard Lake Area
Wide open spaces
The quick answer
Guard Lake Area is a neighborhood, part of Reed City Area Public Schools. Homes here typically sell for around $200,000.
Median $200K·Walkability 0.0/10·Schools 6.0/10
When you roll in on the paved roads out here, you're struck by how much sky there is—wide, uncluttered, and yours to look at for miles. This is acreage country, where 30-plus-acre lots are the norm and a property line isn't something you trip over; homes sit back from the road, often accessed by their own long drives, with the kind of breathing room that comes from genuine distance between neighbors. The listings that move through here tell the real story: custom log homes and ranch builds on sprawling parcels, pole barns and machine shops alongside family houses, ponds stocked for fishing, established trails cutting through mixed hardwood and pasture. A restaurant sits less than a mile away, and Hungerford Lake Recreation Area is just over a mile down the road if you want a public launch or a morning walk. It's the kind of place where you're still rural enough to want a workshop—or several—but close enough to town that you haven't given up access entirely.
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Why people love it here
27.4 acre avg lots
- 311 homes
$200K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Guard Lake Area
Estimated Monthly Payment
$1,357/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Guard Lake Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$200K
3 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
The Old School Ground
3.2 mi
Expected Rent
$1,075/mo
$950 – $1,200 · wider-area estimate
Based on 3 rated schools nearby
Range: 5/10 to 7/10
School District: Reed City Area Public Schools
To buy a median-priced Guard Lake Area home (around $199,900) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $36k/year in household income to qualify — an estimated monthly payment of $1,346 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,346/mo | $35,906 |
| 10% (+PMI) | $1,550/mo | $41,327 |
| 5% (+PMI) | $1,618/mo | $43,149 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$898/yr in electricity from a typical rooftop solar system
Produces ~6,282 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Guard Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
The Old School Ground
3.2 mi
Parks Nearby
0
within 1 mile
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Guard Lake Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Guard Lake Area: the details
Is Guard Lake Area a good place to live?
Guard Lake Area suits buyers looking for room to spread out on larger lots — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Reed City Area Public Schools. The going price is around $200,000.
What does it cost to live in Guard Lake Area?
The median home value in Guard Lake Area is about $200,000. 3 homes sold here in the past year.
Frequently asked about Guard Lake Area
- What do homes cost in Guard Lake Area?
- The median home value in Guard Lake Area is about $199,900. Individual prices vary by street, size, and condition.
- How active is the Guard Lake Area housing market?
- no homes are listed in Guard Lake Area right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Guard Lake Area?
- Guard Lake Area is served by Reed City Area Public Schools. Its highest-rated assigned school is GT Norman Elementary School (7/10).
- Is Guard Lake Area walkable?
- Guard Lake Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
