E 1st St & S Lincoln St Area
Strong schools draw families here
Median $215K·Walkability 0.0/10·Schools 7.3/10
You pull up and immediately notice the breathing room—lots that sprawl across two acres or more, quiet paved streets that feel more like driveways than thoroughfares, and the kind of privacy you don't get closer to town. This stretch sits just outside the city proper, in Pere Marquette Township where tax rates stay low and corner lots give you space to think about a garage, a pole barn, or just letting the yard do what it wants. Lake Michigan is half a mile west, close enough to matter, and downtown's amenities—grocery stores, restaurants, coffee—cluster within a walk or a short drive; you've got sixteen restaurants within a mile if the mood strikes. Homes here tend toward the practical: ranch styles, ranch cottages, older construction with bones worth keeping, bungalows with character and fenced yards. The character is understated—no flash, just land and the kind of quiet that comes from being on the edge of things, where you can still get to what you need without living on top of it.
Why people love it here
Ludington High School
- High — 1.2 mi away
- Ludington Area
- 3 rated schools in district
$215K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in E 1st St & S Lincoln St Area
Estimated Monthly Payment
$1,460/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 7/10 to 8/10
School District: Ludington Area School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Hopkins Lake
Crime in E 1st St & S Lincoln St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced E 1st St & S Lincoln St Area home (around $215,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $38k/year in household income to qualify — an estimated monthly payment of $1,430 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,430/mo | $38,134 |
| 10% (+PMI) | $1,646/mo | $43,904 |
| 5% (+PMI) | $1,719/mo | $45,834 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$905/yr in electricity from a typical rooftop solar system
Produces ~6,330 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for E 1st St & S Lincoln St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Copeyon Park
0.7 mi
Parks Nearby
15
within 1 mile
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(7)
+4 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(4)
+1 more within 5 miles
⚡ EV Charging(1)
EV Charging
Frequently asked about E 1st St & S Lincoln St Area
- What do homes cost in E 1st St & S Lincoln St Area?
- The median home value in E 1st St & S Lincoln St Area is about $215,000. Individual prices vary by street, size, and condition.
- What schools serve E 1st St & S Lincoln St Area?
- E 1st St & S Lincoln St Area is served by Ludington Area School District. Its highest-rated assigned school is Ludington High School (8/10).
- Is E 1st St & S Lincoln St Area walkable?
- E 1st St & S Lincoln St Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.