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Home/Neighborhoods/Diamond Lake
Lake Area

Diamond Lake

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $165K·Walkability 5.4/10·Schools 4.0/10

🏙️45 mito Downtown GR(~1h 30m drive)
🏞️43 mito Lake Michigan(~1h 26m drive)

This tranquil lakeside community spans 920 acres in Kent County, offering residents direct access to Diamond Lake's pristine waters and recreational opportunities. Properties here sit on generous lots averaging 0.27 acres, providing space for outbuildings and garages while maintaining the area's residential character. The community's prime location just miles from White Cloud ensures convenient access to local amenities while preserving the lakefront lifestyle that defines this area.

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Why people love it here

🌊Nature & Outdoors

Lake life

  • Diamond Lake within walking distance
  • 5 parks within 1 mile
  • Diamond Lake: 3 min walk
  • Diamond Lake County Park: 7 min bike
🚶Walkability
54

Walkable for daily errands

  • Diamond Lake: 3 min walk
  • 1 places within a 10 min walk
💰Home Values

$165K median

  • 4 sales in last 12mo
🏞️

Lake facts

MI DNR
Lake size188acres
Homes on lake165parcels
Max depth25feet
Avg depth12feet
Public beachFish: Largemouth Bass, Yellow Bullhead, Yellow Perch, Bluegill…
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Conventional Mortgage Calculator

Median home price in Diamond Lake

Estimated Monthly Payment

$1,120/mo

$
$33,000
20%
%
Principal & Interest $85676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

4 homes sold in Diamond Lake this year. Thinking of selling?

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Flood Risk

None

Not in flood zone

Nearest Park

Diamond Lake County Park

0.6 mi

Parks Nearby

5

within 1 mile

Walkability

5.4

Fair

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.0
🌳Nature— Parks, trails
5.4
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🌳Parks
Bikeable

Diamond Lake County Park

7 minbike· 19 min walk· 5 min drive
🏞️Lakes & Water
Easy walk

Diamond Lake

3 minwalk· 1 min bike· <1 min drive
Mudget Lake
8 mindrive
Loda Lake
13 mindrive
Egg Lake
12 mindrive

+1 more

🏖️Beaches
Bikeable

Beach in Van Auken's White River No.2 Area

8 minbike· 21 min walk· 5 min drive
Beach in Village Of Morgan Area
14 mindrive
4.0
/10 avg
Average schools

Based on 3 rated schools nearby

Range: 3/10 to 5/10

School District: White Cloud Public Schools

5White Cloud Elementary SchoolElementary · K-05 · 414 students · 17:1 · 3.8 mi
4White Cloud High SchoolHigh · 09-12 · 294 students · 24:1 · 4.1 mi
3White Cloud Junior High SchoolMiddle · 06-08 · 227 students · 16:1 · 4.1 mi

To buy a median-priced Diamond Lake home (around $165,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $30k/year in household income to qualify — an estimated monthly payment of $1,113 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,113/mo$29,684
10% (+PMI)$1,281/mo$34,164
5% (+PMI)$1,338/mo$35,671

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Diamond Lake cost-of-living breakdown →

Local Government · area-wide

Lincoln Township

Website

Source: lincolntownship.net · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$907/yr in electricity from a typical rooftop solar system

Produces ~6,345 kWh/yr · offsets ~60% of a typical home's use

Waterunconfirmed

Private well

Rural township; private wells typical.

Sewerunconfirmed

Septic - individual

Rural township; individual septic typical.

Trashunconfirmed

Resident-arranged private hauler

Residents arrange private trash haulers.

Electricvaries by address

Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh

Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.

Confirm by address
Natural Gasvaries by address

Propane / LP (no piped gas)

Rural township; likely propane.

Confirm by address
Policeunconfirmed

Newaygo County Sheriff

No local PD; county sheriff.

Fireunconfirmed

Hesperia Area Fire Department

Hesperia Area FD (8320 E M-20) serves the Hesperia area across Newaygo/Oceana incl. Lincoln Twp.

Services for Lincoln Township · Source: lincolntownship.net

Utility, solar, and service details for Diamond Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🌳 Parks(7)

Diamond Lake County Park

0.6 mimap

Park

3.8 mimap

Unnamed park

3.8 mimap

+4 more within 5 miles

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Diamond Lake? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Diamond Lake

What do homes cost in Diamond Lake?
The median home value in Diamond Lake is about $165,000. Individual prices vary by street, size, and condition.
How active is the Diamond Lake housing market?
there are 7 homes for sale in Diamond Lake right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Diamond Lake?
Diamond Lake is served by White Cloud Public Schools. Its highest-rated assigned school is White Cloud Elementary School (5/10).
Is Diamond Lake walkable?
Diamond Lake scores 5.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Diamond Lake

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Diamond Lake? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Diamond Lake

Estimated Monthly Payment

$1,120/mo

$
$33,000
20%
%
Principal & Interest $85676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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