Cutler Gardens Area
Convenient location
1 home for sale·Median $210K·Walkability 4.5/10·Schools 4.7/10
If the homes here keep popping up on quiet dead-end streets with fenced yards and detached garages, you're getting the picture: this is the sort of place where a quarter-acre lot and room to breathe still feel like a find. The area sits in Byron township, just 14 minutes from downtown Grand Rapids, with Kentwood Public Schools serving the neighborhood. Within a short walk you'll hit a grocery store, over a hundred restaurants, and Ideal Park, plus a transit stop just steps away—which means you're not marooned if you'd rather not drive.
Why people love it here
$210K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in Cutler Gardens Area
Estimated Monthly Payment
$1,426/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Save-A-Lot
Russ' Restaurant
+1 more
Johnny's Markets
+1 more
Bar Down Grill
Unnamed park
+1 more
Unnamed playground
Providence Lake
Interurban Trail
M-6 Trail
Planet Fitness
60th Street Station (NB)
+1 more
Walgreens
KDL Wyoming Branch
Kelloggsville Early Childhood Learning Center
Celebration Cinema South
Based on 11 rated schools nearby
Range: 1/10 to 7/10
School District: Kentwood Public Schools
Crime in Cutler Gardens Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Cutler Gardens Area home (around $210,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $37k/year in household income to qualify — an estimated monthly payment of $1,397 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,397/mo | $37,247 |
| 10% (+PMI) | $1,608/mo | $42,883 |
| 5% (+PMI) | $1,679/mo | $44,768 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Cutler Gardens Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Byron Township
Source: byrontownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$877/yr in electricity from a typical rooftop solar system
Produces ~6,394 kWh/yr · offsets ~61% of a typical home's use
Byron-Gaines Utility Authority
BGUA manages water/sewer; rural fringe on private well. 1381 84th St SE.
Resident-arranged private hauler
Kent County Sheriff's Office (South Substation)
South Substation serves Gaines/Caledonia/Byron Twps.
Services for Byron · Source: gainestownship.org
Utility, solar, and service details for Cutler Gardens Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Ideal Park
0.4 mi
Parks Nearby
15
within 1 mile
🛒 Grocery(30)
+27 more within 5 miles
🍕 Restaurants(11)
Russ' Restaurant
Restaurant
Russ's
Restaurant
Johnny's Pizza King
Restaurant
Taj Indian Cuisinse and Fried Chicken
Restaurant
Taj Indian Cuisine & Fried Chicken
Restaurant
+6 more within 5 miles
☕ Coffee(20)
+17 more within 5 miles
🍺 Bars(21)
+18 more within 5 miles
🏫 Schools(27)
+22 more within 5 miles
💪 Gyms(6)
Planet Fitness
Fitness Center
Anytime Fitness
Fitness Center
Blue's Gym
Fitness Center
+3 more within 5 miles
🚴 Trails(1)
M-6 Trail
Bike Path
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(12)
+9 more within 5 miles
👶 Childcare(3)
📚 Libraries(5)
Kent District Library - Byron Center Branch
KDL Wyoming Branch
KDL Library - Kentwood
+2 more within 5 miles
⚡ EV Charging(1)
EV Charging
Frequently asked about Cutler Gardens Area
- What do homes cost in Cutler Gardens Area?
- The median home value in Cutler Gardens Area is about $210,000. Individual prices vary by street, size, and condition.
- How active is the Cutler Gardens Area housing market?
- there is 1 home for sale in Cutler Gardens Area right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cutler Gardens Area?
- Cutler Gardens Area is served by Kentwood Public Schools. Its highest-rated assigned school is East Kentwood High School (7/10).
- Is Cutler Gardens Area walkable?
- Cutler Gardens Area scores 4.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
