Culberts Plat No. 2
Great schools with outdoor access
Median $400K·Walkability 3.7/10·Schools 8.0/10
The water defines everything here—Middle Lake sits right on the doorstep, an all-sports lake where bluegill and pike are reliably there if you care to look, and the public boat launch is practically across the street. Lots are modest in size, many with direct lakefront access or just a short walk through the trees to the water. Roads are rural and quiet, the kind where you notice the seasons changing in the treeline.
Why people love it here
Lake life
- Middle Lake within walking distance
- 10 parks within 1 mile
- Middle Lake Public Access: 7 min walk
- Middle Lake: 8 min bike
Northeastern Elementary School
- Elementary — 2.8 mi away
- Hastings Area
- 1 rated school in district
$400K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Culberts Plat No. 2
Estimated Monthly Payment
$2,716/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 1 rated school nearby
School District: Hastings Area School District
Flood Risk
None
Not in flood zone
Nearest Park
Middle Lake Public Access
0.4 mi
Parks Nearby
10
within 1 mile
Nearest Lake
Middle Lake
0.2 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Tom's Meat Market
Middle Lake Public Access
Bob King Park Playground
Middle Lake
East
Hastings Dog Park
DeepWater Grappling and Striking House
Hastings Public Library
Childcare Center on W Vedder Rd
Hastings 4
Crime in Culberts Plat No. 2 is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced Culberts Plat No. 2 home (around $400,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $71k/year in household income to qualify — an estimated monthly payment of $2,661 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,661/mo | $70,947 |
| 10% (+PMI) | $3,063/mo | $81,682 |
| 5% (+PMI) | $3,198/mo | $85,272 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$920/yr in electricity from a typical rooftop solar system
Produces ~6,435 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Culberts Plat No. 2 are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(4)
+1 more within 5 miles
🍕 Restaurants(6)
Northside Pizza
Restaurant
Riverwalk Cafe
Restaurant
Fast Food
R&D Pizzeria
Restaurant
Phil's Galley
Restaurant
+1 more within 5 miles
☕ Coffee(4)
+1 more within 5 miles
🍺 Bars(3)
🏫 Schools(12)
Altoff School
Ragla School
Rogers School
Little Brick School
Northeastern School
+7 more within 5 miles
💪 Gyms(4)
Grit Strength Systems
Fitness Center
DeepWater Grappling and Striking House
Fitness Center
Fitness Center
+1 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Hastings Dog Park
Dog Park
🚴 Trails(3)
💊 Pharmacies(1)
Hastings Pharmacy
Pharmacy
👶 Childcare(1)
Childcare Center on W Vedder Rd
Childcare Center
🏥 Hospitals(1)
Hospital
📚 Libraries(1)
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about Culberts Plat No. 2
- What do homes cost in Culberts Plat No. 2?
- The median home value in Culberts Plat No. 2 is about $400,000. Individual prices vary by street, size, and condition.
- How active is the Culberts Plat No. 2 housing market?
- no homes are listed in Culberts Plat No. 2 right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Culberts Plat No. 2?
- Culberts Plat No. 2 is served by Hastings Area School District. Its highest-rated assigned school is Northeastern Elementary School (8/10).
- Is Culberts Plat No. 2 walkable?
- Culberts Plat No. 2 scores 3.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Culberts Plat No. 2
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.