Crystal Shores
Surrounded by nature
Median $479K·Schools 5.5/10
The water is what gets you—Woodbeck Lake sits less than half a mile away, close enough that you catch glimpses of it between the homes, and there's a public access point just a three-minute walk down the street if you want to throw a kayak in or let the kids run to the shore. Four parks within a mile means you're never far from green space, and the grocery store is right there at the edge of things, about a mile out, so you can actually walk for supplies without feeling like you're crossing the county. Out here, the subdivision sits in that sweet spot where you've got water access and real outdoor room to breathe, but you're not so remote that you're hauling everything in from thirty minutes away.
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Why people love it here
Near the water
- Crystal Lake — 0.7 mi
- 20 parks within 1 mile
$479K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Crystal Shores
Estimated Monthly Payment
$3,249/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Crystal Lake Public Access
0.2 mi
Parks Nearby
20
within 1 mile
Nearest Lake
Crystal Lake
0.7 mi
Based on 2 rated schools nearby
Range: 4/10 to 7/10
School District: Carson City-Crystal Area Schools
Crime in Crystal Shores is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Crystal Shores home (around $478,559) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $86k/year in household income to qualify — an estimated monthly payment of $3,223 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,223/mo | $85,958 |
| 10% (+PMI) | $3,710/mo | $98,936 |
| 5% (+PMI) | $3,874/mo | $103,299 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
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Questions about Crystal Shores? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Crystal Shores
- What do homes cost in Crystal Shores?
- The median home value in Crystal Shores is about $478,559. Individual prices vary by street, size, and condition.
- What schools serve Crystal Shores?
- Crystal Shores is served by Carson City-Crystal Area Schools. Its highest-rated assigned school is Carson City Elementary School (7/10).
Top contributors in Crystal Shores
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