Crystal Lake
Surrounded by nature
Median $508K·Walkability 1.9/10·Schools 4.5/10
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Why people love it here
Lake life
- Crystal Lake within walking distance
- 15 parks within 1 mile
- Crystal Lake: 1 min walk
- Crystal Lake Public Access: 6 min drive
$508K median
- 2 recent sales
Lake facts
MI DNRExplore Crystal Lake
Same name, different focus — Crystal Lake is also covered as:
- Crystal Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Crystal Lake
Estimated Monthly Payment
$3,445/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 2 rated schools nearby
Range: 4/10 to 5/10
School District: Carson City-Crystal Area Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Blanchard's Thriftway
Crystal Lake Public Access
Unnamed playground
Crystal Lake
dog_park
Crystal Box Office Theater
Crime in Crystal Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Crystal Lake home (around $507,500) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $91k/year in household income to qualify — an estimated monthly payment of $3,418 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,418/mo | $91,157 |
| 10% (+PMI) | $3,934/mo | $104,920 |
| 5% (+PMI) | $4,108/mo | $109,546 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$883/yr in electricity from a typical rooftop solar system
Produces ~6,487 kWh/yr · offsets ~62% of a typical home's use
Utility, solar, and service details for Crystal Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Crystal Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Crystal Lake
- What do homes cost in Crystal Lake?
- The median home value in Crystal Lake is about $507,500. Individual prices vary by street, size, and condition.
- How active is the Crystal Lake housing market?
- there are 3 homes for sale in Crystal Lake right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Crystal Lake?
- Crystal Lake is served by Carson City-Crystal Area Schools. Its highest-rated assigned school is Central Montcalm Middle High School (5/10).
- Is Crystal Lake walkable?
- Crystal Lake scores 1.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Crystal Lake
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