Crystal
Surrounded by nature
Median $165K·Walkability 1.9/10·Schools 5.3/10
Driving through this stretch of Montcalm County, you feel the shift almost immediately—wider lots, newer construction, the kind of homes built in the 2000s with open floor plans and basements that actually exist. The anchor is Stonewater Country Club, an 18-hole championship course that threads through the neighborhood and sets the tone: this is a place where people have a little breathing room. Trails weave through, good for biking or walking if you're inclined, though most of life here happens by car—shopping centers and grocers line Michigan Highway 6 just north, about ten minutes away. Homes range from substantial single-family builds to townhouses, and the lots tend to run larger than what you'll find closer to Grand Rapids. Several property associations manage the community, which hosts seasonal gatherings and keeps things organized without feeling rigid. If you've got school-age kids, Kentwood Public Schools serves the area. It's suburban without apology—comfortable, intentional, and designed around the idea that you want space.
Why people love it here
Lake life
- Crystal Lake within walking distance
- 15 parks within 1 mile
- Crystal Lake: 8 min walk
- Crystal Township Park: 9 min bike
$165K median
- 5 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Crystal
Estimated Monthly Payment
$1,120/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
5 homes sold in Crystal this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Carson City-Crystal Area Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Blanchard's Thriftway
Crystal Township Park
Unnamed playground
Crystal Lake
dog_park
Crystal Box Office Theater
Crime in Crystal is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Crystal home (around $165,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $30k/year in household income to qualify — an estimated monthly payment of $1,112 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,112/mo | $29,660 |
| 10% (+PMI) | $1,280/mo | $34,138 |
| 5% (+PMI) | $1,337/mo | $35,643 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$10K/acre
Median asking
Median Price
$846K
Per listing
Solar potential
~$883/yr in electricity from a typical rooftop solar system
Produces ~6,487 kWh/yr · offsets ~62% of a typical home's use
Private well
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Utility, solar, and service details for Crystal are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Crystal? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Crystal
- What do homes cost in Crystal?
- The median home value in Crystal is about $165,000. Individual prices vary by street, size, and condition.
- How active is the Crystal housing market?
- there are 9 homes for sale in Crystal right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Crystal?
- Crystal is served by Carson City-Crystal Area Schools. Its highest-rated assigned school is Carson City Elementary School (7/10).
- Is Crystal walkable?
- Crystal scores 1.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Crystal
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