Cruzan's Add. Area
Wide open spaces
Median $195K·Walkability 2.1/10·Schools 4.0/10
This is where Grand Rapids gets serious about space. Out here in White Cloud territory, you're looking at over an acre per lot on average, which means your neighbors aren't close enough to hear your Saturday morning lawn mower sessions. It's the kind of place where people are drawn by the promise of fully remodeled homes sitting on double corner lots with room for both an attached garage and that oversized workshop you've been dreaming about.
Why people love it here
3.3 acre avg lots
- 85 homes
$195K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Cruzan's Add. Area
Estimated Monthly Payment
$1,324/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Cruzan's Add. Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$195K
3 sales in last 12mo
Parks Nearby
20
within 1 mile
Nearest Park
Smith Park
0.6 mi
Based on 3 rated schools nearby
Range: 3/10 to 5/10
School District: White Cloud Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Shamrock
Mill Pond Park
+1 more
Playground in Village Of Morgan Area
Lake White Cloud
Beach in Village Of Morgan Area
North Country Trail Spur
Crime in Cruzan's Add. Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for White Cloud.
White Cloud crime & safety stats →To buy a median-priced Cruzan's Add. Area home (around $195,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $35k/year in household income to qualify — an estimated monthly payment of $1,297 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,297/mo | $34,587 |
| 10% (+PMI) | $1,493/mo | $39,820 |
| 5% (+PMI) | $1,559/mo | $41,570 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
City of White Cloud
Source: cityofwhitecloud.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$913/yr in electricity from a typical rooftop solar system
Produces ~6,390 kWh/yr · offsets ~61% of a typical home's use
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; rural pockets Great Lakes Energy cooperative.
Confirm by addressServices for White Cloud · Source: cityofwhitecloud.org
Utility, solar, and service details for Cruzan's Add. Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Smith Park
0.6 mi
Parks Nearby
20
within 1 mile
Frequently asked about Cruzan's Add. Area
- What do homes cost in Cruzan's Add. Area?
- The median home value in Cruzan's Add. Area is about $195,000. Individual prices vary by street, size, and condition.
- How active is the Cruzan's Add. Area housing market?
- no homes are listed in Cruzan's Add. Area right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cruzan's Add. Area?
- Cruzan's Add. Area is served by White Cloud Public Schools. Its highest-rated assigned school is White Cloud Elementary School (5/10).
- Is Cruzan's Add. Area walkable?
- Cruzan's Add. Area scores 2.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.