Cowan Lake
Great schools with outdoor access
Median $619K·Walkability 1.5/10·Schools 9.0/10
This 238-acre lakefront community centers around a pristine 65-acre private lake that defines the lifestyle here. Residents enjoy generous lot sizes averaging nearly half an acre, creating a spacious, retreat-like atmosphere just minutes from Grand Rapids. The lake offers year-round recreation from kayaking and paddleboarding to fishing, with many homes featuring substantial water frontage and multiple outdoor living spaces.
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Why people love it here
Lake life
- Cowan Lake within walking distance
- Cowan Lake: 6 min bike
- Little Muskrat Lake: 8 min drive
Lakes Elementary School
- Elementary — 3.0 mi away
- Rockford
- 5 rated schools in district
$619K median
- 1 recent sale
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Conventional Mortgage Calculator
Median home price in Cowan Lake
Estimated Monthly Payment
$4,202/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 2 rated schools nearby
Range: 8/10 to 10/10
School District: Rockford Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Wabasis Lake Park
2.1 mi
Parks Nearby
0
within 1 mile
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Wabasis Lake Park
Playground at Wabasis County Park
Cowan Lake
+1 more
WABASIS COUNTY PARK Beach
Cannon Trail
Wabasis Lake Park Launch
Fitness Center on Unnamed
Crime in Cowan Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Cowan Lake home (around $619,000) at today's 6.69% 30-year fixed rate with 20% down, you'd need roughly $112k/year in household income to qualify — an estimated monthly payment of $4,183 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,183/mo | $111,534 |
| 10% (+PMI) | $4,814/mo | $128,365 |
| 5% (+PMI) | $5,026/mo | $134,029 |
Estimates use a 6.69% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$150K
Per listing
Local Government · area-wide
Grattan Township
Source: grattantownshipmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$865/yr in electricity from a typical rooftop solar system
Produces ~6,310 kWh/yr · offsets ~60% of a typical home's use
Resident-arranged private hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressServices for Grattan Township · Source: grattantownshipmi.gov
Utility, solar, and service details for Cowan Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(3)
🍕 Restaurants(12)
Arena's Pizza Bostwick Lake
Restaurant
Bostwick Lake Inn
Restaurant
Aunt Belle's Kitchen
Restaurant
Nuvu Fuels
Restaurant
Halfway Diner
Restaurant
+7 more within 5 miles
☕ Coffee(1)
Biggby Coffee
Café
💪 Gyms(1)
Fitness Center on Unnamed
Fitness Center
🌳 Parks(5)
+2 more within 5 miles
🚴 Trails(5)
Rockford Village Builders Plat Area Trail
Bike Path
Unnamed bike_path
Bike Path
Bike Path
Bike Path
+2 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Cowan Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Cowan Lake
- What do homes cost in Cowan Lake?
- The median home value in Cowan Lake is about $619,000. Individual prices vary by street, size, and condition.
- How active is the Cowan Lake housing market?
- there is 1 home for sale in Cowan Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cowan Lake?
- Cowan Lake is served by Rockford Public Schools. Its highest-rated assigned school is Lakes Elementary School (10/10).
- Is Cowan Lake walkable?
- Cowan Lake scores 1.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Cowan Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.