Cottages of Chapel Hill
Great schools with outdoor access
Median $630K·Walkability 4.8/10·Schools 8.0/10
Driving through Cottages of Chapel Hill, you get a sense of space—21 acres spread across a condo community where you're not stacked on top of neighbors, and that breathing room makes a real difference. About 10 minutes on foot gets you to Lake Macatawa Public Access, which is the kind of thing that justifies all those walks you tell yourself you'll take but actually do. A restaurant is five minutes away, coffee's eight, and when you want to venture out for real, Grand Haven beach is about a half hour's drive. Homes here hover around $919K, and they're part of West Ottawa Public School District, which matters if that's on your radar.
Why people love it here
Lakewood Elementary School
- Elementary — 1.3 mi away
- West Ottawa
- 3 rated schools in district
Near the water
- Lake Macatawa — 1.6 mi
- 30 parks within 1 mile
- Bay Meadows Area Trail: 3 min walk
- Unnamed bike path: 3 min walk
$630K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Cottages of Chapel Hill
Estimated Monthly Payment
$4,277/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 2 rated schools nearby
Range: 7/10 to 9/10
School District: West Ottawa Public School District
Flood Risk
None
Not in flood zone
Nearest Park
Lake Macatawa Public Access
0.5 mi
Parks Nearby
30
within 1 mile
Nearest Lake
Lake Macatawa
1.6 mi
Recent Sale Price
$630K
1 recent sale
Units
47
Complex Size
21.0 ac
47 units
Homeowner Rate
80.9%
Principal residence
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Down the Hatch Party Store
Chop Shop Primehouse
+1 more
Albert K's Lakeside Cafe
RESERVOIR
Lake Macatawa Public Access
Unnamed playground
Lake Macatawa
Spyglass Beach
+1 more
Black Lake Walk
Park Township Dog Park
Bay Meadows Area Trail
Lake Macatawa Launch
Pure Barre
CVS Pharmacy
daycare
Sperry's Moviehouse
Crime in Cottages of Chapel Hill is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Cottages of Chapel Hill home (around $630,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $112k/year in household income to qualify — an estimated monthly payment of $4,190 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,190/mo | $111,742 |
| 10% (+PMI) | $4,824/mo | $128,649 |
| 5% (+PMI) | $5,036/mo | $134,303 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$877/yr in electricity from a typical rooftop solar system
Produces ~6,395 kWh/yr · offsets ~61% of a typical home's use
Park Township (partly served via Holland Charter Township) / private well
Portions served by Holland Charter Twp water; rural areas on wells.
Park Township / Septic - individual
Partial sewer service; remaining areas on septic.
Resident-arranged hauler + township yard-waste sites
Curbside via private haulers; township provides yard-waste recycling locations.
SEMCO Energy / Consumers Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
Sheriff E-Unit/community policing deputies funded by township millage, in partnership with Holland Twp.
Services for Park · Source: parktownship.org
Utility, solar, and service details for Cottages of Chapel Hill are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(13)
Down the Hatch Party Store
Grocery Store
Grocery Store
Supermercado La Reina
Grocery Store
+10 more within 5 miles
🍕 Restaurants(11)
Restaurant
Caribbean Sunrise
Restaurant
The Quarterdeck Bar & Grill
Restaurant
Boxed up kitchen
Restaurant
windmill
Restaurant
+6 more within 5 miles
☕ Coffee(16)
+13 more within 5 miles
🍺 Bars(14)
+11 more within 5 miles
🏫 Schools(21)
Lakewood School
Dragonflies Discovery Preschool
Lakeview Early Childhood Center
+16 more within 5 miles
💪 Gyms(3)
Elite Fitness Development
Fitness Center
Fitness Center
Fitness Center at Douglas Avenue & North River Avenue
Fitness Center
🌳 Parks(6)
+3 more within 5 miles
🐕 Dog Parks(1)
Park Township Dog Park
Dog Park
🚴 Trails(5)
Lake Macatawa Public Access Trail
Bike Path
Bay Meadows Area Trail
Bike Path
Unnamed bike_path
Bike Path
+2 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
+27 more within 5 miles
👶 Childcare(2)
Childcare Center
Little Kingdom Warriors Academy LLC.
Childcare Center
🏥 Hospitals(1)
Hospital
📚 Libraries(4)
+1 more within 5 miles
Frequently asked about Cottages of Chapel Hill
- What do homes cost in Cottages of Chapel Hill?
- The median home value in Cottages of Chapel Hill is about $630,000. Individual prices vary by street, size, and condition.
- How active is the Cottages of Chapel Hill housing market?
- no homes are listed in Cottages of Chapel Hill right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cottages of Chapel Hill?
- Cottages of Chapel Hill is served by West Ottawa Public School District. Its highest-rated assigned school is Lakewood Elementary School (9/10).
- Is Cottages of Chapel Hill walkable?
- Cottages of Chapel Hill scores 4.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.