Coral
Surrounded by nature
Median $255K·Walkability 2.0/10·Schools 5.3/10
Early autumn light turns the brick storefronts golden—that's when this place shows its age best, the 19th-century architecture from the sawmill era catching the low angle of the sun. The downtown still holds its shape from when timber moved through here, Victorian brick still standing after the lumber camps gave way to farms and lake houses. Winfield Lake sits just 0.4 miles away, with smaller ponds tucked into properties where people keep acreage enough to move around, to build workshops, to watch wildlife from the kitchen window. The annual fall festival brings the county out for the parade and tractor pulls—a rhythm that's been going on long enough to feel like bedrock.
Why people love it here
Lake life
- Winfield Lake within walking distance
- Spruce Lake: 10 min walk
- Coady Lake: 5 min drive
$255K median
- 9 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Coral
Estimated Monthly Payment
$1,731/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
9 homes sold in Coral this year. Thinking of selling?
See what your home is worthNearest Park
Krampe Park
2.2 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Winfield Lake
0.4 mi
Based on 4 rated schools nearby
Range: 4/10 to 6/10
School District: Lakeview Community Schools (Montcalm)
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Krampe Park
Spruce Lake
Crime in Coral is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Coral home (around $255,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $45k/year in household income to qualify — an estimated monthly payment of $1,696 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,696/mo | $45,229 |
| 10% (+PMI) | $1,953/mo | $52,072 |
| 5% (+PMI) | $2,039/mo | $54,361 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Coral, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$901/yr in electricity from a typical rooftop solar system
Produces ~6,419 kWh/yr · offsets ~61% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged private hauler
No municipal trash; residents contract private haulers.
Consumers Energy Co|Great Lakes Energy Coop|Tri County Electric Coop (MI) · ~14.0¢/kWh
Primary electric provider; Great Lakes Energy cooperative in pockets.
Confirm by addressNatural gas where available; rural homes often on propane.
Confirm by addressServices for Maple Valley · Source: montcalm.us
Utility, solar, and service details for Coral are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🏫 Schools(2)
Gaffield School
School
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(4)
+1 more within 5 miles
👶 Childcare(1)
Edgerton Building
Daycare
Frequently asked about Coral
- What do homes cost in Coral?
- The median home value in Coral is about $255,000. Individual prices vary by street, size, and condition.
- How active is the Coral housing market?
- there are 2 homes for sale in Coral right now, and 9 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Coral?
- Coral is served by Lakeview Community Schools (Montcalm). Its highest-rated assigned school is Tri County Senior High School (6/10).
- Is Coral walkable?
- Coral scores 2.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Coral
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.