Colonel Point Beach Duck Lake
Surrounded by nature
Median $274K·Schools 5.5/10
Golden hour hits this stretch right around the water—that's when the shoreline loses its glare and the whole area settles into itself. The proximity to Woodbeck Lake means you're never far from that kind of light, and it shows. This is a platted subdivision where land and access matter more than density; the layout rewards a drive around to really see it, especially if you're the type who notices how a place organizes itself around what it has.
Why people love it here
Lake life
- Duck Lake within walking distance
- 5 parks within 1 mile
$274K median
- Based on 3yr sales
Mortgage Calculator
Median home price in Colonel Point Beach Duck Lake
Estimated Monthly Payment
$1,862/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Flood Risk
None
Not in flood zone
Nearest Park
Duck Lake Public Access
0.4 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Duck Lake
0.1 mi
Based on 2 rated schools nearby
Range: 4/10 to 7/10
School District: Carson City-Crystal Area Schools
Crime in Colonel Point Beach Duck Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Colonel Point Beach Duck Lake home (around $274,250) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $48k/year in household income to qualify — an estimated monthly payment of $1,815 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,815/mo | $48,413 |
| 10% (+PMI) | $2,090/mo | $55,744 |
| 5% (+PMI) | $2,182/mo | $58,191 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Frequently asked about Colonel Point Beach Duck Lake
- What do homes cost in Colonel Point Beach Duck Lake?
- The median home value in Colonel Point Beach Duck Lake is about $274,250. Individual prices vary by street, size, and condition.
- How active is the Colonel Point Beach Duck Lake housing market?
- there is 1 home for sale in Colonel Point Beach Duck Lake right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Colonel Point Beach Duck Lake?
- Colonel Point Beach Duck Lake is served by Carson City-Crystal Area Schools. Its highest-rated assigned school is Carson City Elementary School (7/10).
Top contributors in Colonel Point Beach Duck Lake
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