Coldwater Estates
Great schools with outdoor access
Median $567K·Walkability 0.9/10·Schools 8.4/10
Sitting where Alto and Ada townships blur together near the eastern edge of the Grand Rapids sprawl, Coldwater Estates is a newer condo development built on 71 acres of land that still feels removed from the city proper. You're looking at spacious new construction homes with attached garages—the kind of place where each unit gets real breathing room, averaging nearly two acres per lot. Homes here run around $487K, and the community has enough of a foothold to support an active Nextdoor forum of neighbors actually talking to each other.
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Why people love it here
Kettle Lake Elementary School
- Elementary — 4.7 mi away
- Caledonia
- 6 rated schools in district
Near the water
- Spring Lake — 1.6 mi
- 6 parks within 1 mile
- Coldwater River County Park: 7 min bike
- Spring Lake: 3 min drive
$567K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Coldwater Estates
Estimated Monthly Payment
$3,849/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 5 rated schools nearby
Range: 7/10 to 10/10
School District: Caledonia Community Schools
Flood Risk
None
Not in flood zone
Nearest Park
Coldwater River County Park
0.9 mi
Parks Nearby
6
within 1 mile
Nearest Lake
Spring Lake
1.6 mi
Recent Sale Price
$567K
1 recent sale
Units
32
Complex Size
71.2 ac
32 units
Expected Rent
$1,400/mo
$1,225 – $1,575 · wider-area estimate
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
bp
Caledonia Sportsman Club
+1 more
Coldwater River County Park
Unnamed playground
Spring Lake
+1 more
Fishing Beach
Stimson Road
dog_park
Campbell Lake Launch
Caledonia Township Branch Library
Kids R Angels Childcare Center
Crime in Coldwater Estates is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Coldwater Estates home (around $567,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $102k/year in household income to qualify — an estimated monthly payment of $3,819 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,819/mo | $101,844 |
| 10% (+PMI) | $4,396/mo | $117,221 |
| 5% (+PMI) | $4,590/mo | $122,389 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$868/yr in electricity from a typical rooftop solar system
Produces ~6,332 kWh/yr · offsets ~60% of a typical home's use
Resident-arranged private hauler
Consumers Energy Co · ~13.7¢/kWh
Pockets may be served by Great Lakes Energy cooperative.
Confirm by addressServices for Bowne Township · Source: bownetwp.org
Utility, solar, and service details for Coldwater Estates are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(2)
Restaurant
☕ Coffee(1)
Kindred Roots Cafe
Café
🍺 Bars(4)
+1 more within 5 miles
🌳 Parks(3)
🚴 Trails(1)
Unnamed bike_path
Bike Path
⛵ Boat Launches(2)
Boat Launch
Boat Launch
👶 Childcare(1)
Childcare Center
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Coldwater Estates? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Coldwater Estates
- What do homes cost in Coldwater Estates?
- The median home value in Coldwater Estates is about $567,000. Individual prices vary by street, size, and condition.
- How active is the Coldwater Estates housing market?
- no homes are listed in Coldwater Estates right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Coldwater Estates?
- Coldwater Estates is served by Caledonia Community Schools. Its highest-rated assigned school is Kettle Lake Elementary School (10/10).
- Is Coldwater Estates walkable?
- Coldwater Estates scores 0.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.