Cobblestone (Ottawa)
Strong schools draw families here
Median $350K·Walkability 3.4/10·Schools 4.6/10
You step into one of these condos and immediately notice the floor plan—open, efficient, designed for people who've moved enough times to know what actually matters. The kind of layout where you're not wasting square footage on hallways, and the kitchen isn't some afterthought tacked onto a dark living room. Lots start at 0.02 acres, which means you're not maintaining anything; that's the whole appeal. A coffee shop and restaurant sit within a short walk, under a mile away, and the grocery store is about the same distance—close enough that errands don't demand a full production.
Why people love it here
$350K median
- 1 recent sale
Park-rich area
- 5 parks within 1 mile
- Unnamed bike_path: 10 min bike
- 32nd Street Park: 10 min bike
Conventional Mortgage Calculator
Median home price in Cobblestone (Ottawa)
Estimated Monthly Payment
$2,376/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 7 rated schools nearby
Range: 2/10 to 9/10
School District: Holland City School District
Nearest Park
32nd Street Park
0.9 mi
Parks Nearby
5
within 1 mile
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare
+1 more
Subway
Biggby Coffee
Tulip City Brewstillery
32nd Street Park
Unnamed playground
Unnamed beach
Heinz Waterfront Walkway
Dog Park at Van Raalte Farm (Small Dog Side)
Unnamed bike_path
Kollen Park Launch
Ottawa North of 40th (Holland Christian HS)
+1 more
Walgreens
Herrick District Library
The Day Center of Evergreen
Sperry's Moviehouse
Crime in Cobblestone (Ottawa) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Holland.
Holland crime & safety stats →To buy a median-priced Cobblestone (Ottawa) home (around $350,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $63k/year in household income to qualify — an estimated monthly payment of $2,359 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,359/mo | $62,916 |
| 10% (+PMI) | $2,716/mo | $72,414 |
| 5% (+PMI) | $2,835/mo | $75,607 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
City of Holland
Source: cityofholland.com · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$875/yr in electricity from a typical rooftop solar system
Produces ~6,386 kWh/yr · offsets ~61% of a typical home's use
Resident-arranged hauler
Confirm hauler with city.
Consumers Energy Co|Great Lakes Energy Coop · ~13.7¢/kWh
Municipal electric utility.
Confirm by addressConsumers Energy / SEMCO Energy
Natural gas via regional provider.
Confirm by addressServices for Holland · Source: hollandbpw.com
Utility, solar, and service details for Cobblestone (Ottawa) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(22)
Family Fare
Grocery Store
Supermercado La Reina
Grocery Store
Grocery Store
+19 more within 5 miles
🍕 Restaurants(5)
☕ Coffee(12)
+9 more within 5 miles
🏫 Schools(30)
+25 more within 5 miles
💪 Gyms(9)
MVP Athletic Club, Holland
Fitness Center
Planet Fitness
Fitness Center
Fitness Center
+6 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(3)
🚴 Trails(7)
+4 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
👶 Childcare(4)
Childcare Center
Gilden Woods Early Care and Preschool
Childcare Center
Toddlerville
Childcare Center
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(4)
+1 more within 5 miles
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Cobblestone (Ottawa)? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Cobblestone (Ottawa)
- What do homes cost in Cobblestone (Ottawa)?
- The median home value in Cobblestone (Ottawa) is about $350,000. Individual prices vary by street, size, and condition.
- How active is the Cobblestone (Ottawa) housing market?
- no homes are listed in Cobblestone (Ottawa) right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cobblestone (Ottawa)?
- Cobblestone (Ottawa) is served by Holland City School District. Its highest-rated assigned school is Holland High School (5/10).
- Is Cobblestone (Ottawa) walkable?
- Cobblestone (Ottawa) scores 3.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Cobblestone (Ottawa)
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.