Cloverville
Strong schools draw families here
Median $230K·Walkability 1.4/10·Schools 8.0/10
Biking or driving through this neighborhood feels unhurried—tree-lined streets, generous lots, homes set back from the road with room to breathe. You're about seven miles from Muskegon's shopping and services, close enough that errands don't eat your afternoon. The homes themselves run modest in footprint but generous in land—ranches and three-bedrooms on third-acre parcels or larger, with hardwood floors, open kitchens, and plenty of space between neighbors. The Fruitport Schools district serves the community. It's residential without feeling cramped, accessible without feeling crowded.
Why people love it here
$230K median
- 16 sales in last 12mo
Park-rich area
- 5 parks within 1 mile
- Unnamed park: 14 min walk
- Musketawa Trail: 11 min bike
Conventional Mortgage Calculator
Median home price in Cloverville
Estimated Monthly Payment
$1,561/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
16 homes sold in Cloverville this year. Thinking of selling?
See what your home is worthBased on 2 rated schools nearby
Range: 7/10 to 9/10
School District: Orchard View Schools
Nearest Park
Unnamed park
0.6 mi
Parks Nearby
5
within 1 mile
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Walmart Supercenter
Taco Bell
Unnamed park
Pine Park Playground
Carr Lake
Unnamed beach
Veterans Memorial Park Walkway
Shoreline Landing Dog Park
Musketawa Trail
Pettys Bayou Launch
Rec Room
CVS Pharmacy
Fruitport District Library
Getty Drive-In
Crime in Cloverville is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced Cloverville home (around $229,950) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $41k/year in household income to qualify — an estimated monthly payment of $1,529 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,529/mo | $40,786 |
| 10% (+PMI) | $1,761/mo | $46,957 |
| 5% (+PMI) | $1,838/mo | $49,021 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$15K/acre
Median asking
Median Price
$228K
Per listing
Who actually lends in Cloverville, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Muskegon Charter Township
Source: muskegontwpmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$881/yr in electricity from a typical rooftop solar system
Produces ~6,428 kWh/yr · offsets ~61% of a typical home's use
Private well
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Township Sanitation / contracted hauler
Recycling via township sanitation program
Muskegon Charter Township Fire Department (MCTFD)
Township FD; also covers Cedar Creek & Laketon townships
Services for Muskegon · Source: muskegontwpmi.gov
Utility, solar, and service details for Cloverville are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(7)
Grocery Store
Daily Deals Food Outlet
Grocery Store
+4 more within 5 miles
☕ Coffee(5)
+2 more within 5 miles
🏫 Schools(30)
Grace Evangelical School
Shettler School
Seventh Day Adventist School
Jolman School
+25 more within 5 miles
💪 Gyms(1)
Rec Room
Fitness Center
🌳 Parks(6)
+3 more within 5 miles
🐕 Dog Parks(1)
Shoreline Landing Dog Park
Dog Park
🚴 Trails(6)
+3 more within 5 miles
💊 Pharmacies(5)
+2 more within 5 miles
🏥 Hospitals(2)
Hospital
Hospital
📚 Libraries(2)
⚡ EV Charging(4)
EV Charging
EV Charging
Meijer Stores 232 Fruitport - Chargepoint
EV Charging
232 | Muskegon - Shell Recharge
EV Charging
Frequently asked about Cloverville
- What do homes cost in Cloverville?
- The median home value in Cloverville is about $229,950. Individual prices vary by street, size, and condition.
- How active is the Cloverville housing market?
- no homes are listed in Cloverville right now, and 16 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cloverville?
- Cloverville is served by Orchard View Schools. Its highest-rated assigned school is Beach Elementary School (9/10).
- Is Cloverville walkable?
- Cloverville scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Cloverville
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