Clifford Lake Estates No 1
Surrounded by nature
Median $860K·Schools 5.0/10
Wake up to water views—this subdivision sits right on the edge of Clifford Lake, a 200-acre all-sports lake where you can actually boat to the Clifford Lake Inn for dinner. The neighborhood clusters around sandy frontage and cul-de-sac lots that range from under an acre to sprawling waterfront parcels, each one oriented toward the lake. Homes here lean toward custom builds and updated ranches with walkout basements, decks, and the kind of panoramic sightlines that make mornings feel like a permanent vacation. The paved roads stay quiet, lined with mature landscaping and professional upkeep. If you want direct lake access without feeling cramped, this is where to look—the public boat launch is a short walk away, and the all-sports designation means kayaks, jet skis, and fishing are all fair game year-round.
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Why people love it here
Lake life
- Clifford Lake within walking distance
- 5 parks within 1 mile
$860K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Clifford Lake Estates No 1
Estimated Monthly Payment
$5,838/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Cllifford Lake Public Access
0.9 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Clifford Lake
0.1 mi
Based on 1 rated school nearby
School District: Central Montcalm Public Schools
Crime in Clifford Lake Estates No 1 is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Clifford Lake Estates No 1 home (around $860,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $154k/year in household income to qualify — an estimated monthly payment of $5,793 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $5,793/mo | $154,472 |
| 10% (+PMI) | $6,667/mo | $177,795 |
| 5% (+PMI) | $6,961/mo | $185,634 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
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Local real estate specialists
Questions about Clifford Lake Estates No 1? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Clifford Lake Estates No 1
- What do homes cost in Clifford Lake Estates No 1?
- The median home value in Clifford Lake Estates No 1 is about $860,000. Individual prices vary by street, size, and condition.
- What schools serve Clifford Lake Estates No 1?
- Clifford Lake Estates No 1 is served by Central Montcalm Public Schools. Its highest-rated assigned school is Central Montcalm Middle High School (5/10).
Top contributors in Clifford Lake Estates No 1
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