Chicora
Surrounded by nature
Median $237K·Walkability 2.6/10·Schools 5.2/10
The roads out here roll gently through acres of open land and tree lines that shift with the seasons, the kind of country where a two-acre lot feels like breathing room. Homes sit back from the road—ranch styles and brick colonials, many updated in recent years with new kitchens and decks, the sort of place where people tend to stay and improve what they have. Swan Lake borders the area to the south, drawing fishers and boaters, while Swan Creek cuts through some of the larger properties inland. This stretch of Cheshire township in southwestern Allegan County has the rhythm of rural Michigan: agriculture, wooded parcels, the occasional pole barn, and neighbors who know the land better than they know each other's politics. It's the kind of hamlet where you measure distance in acres and minutes, not by how close the nearest coffee shop is.
Why people love it here
Lake life
- Swan Lake within walking distance
- Unnamed beach: 6 min drive
- Swan Creek Preserve: 5 min drive
$237K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Chicora
Estimated Monthly Payment
$1,609/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 5 rated schools nearby
Range: 4/10 to 6/10
School District: Allegan Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Swan Creek Preserve
Unnamed playground
Swan Lake
Unnamed beach
Crime in Chicora is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Chicora home (around $237,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $43k/year in household income to qualify — an estimated monthly payment of $1,598 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,598/mo | $42,603 |
| 10% (+PMI) | $1,839/mo | $49,035 |
| 5% (+PMI) | $1,920/mo | $51,197 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
3 parcels
Active / pending
Typical Land Value
$12K/acre
Median asking
Median Price
$435K
Per listing
Local Government · area-wide
Cheshire Township
Source: cheshiretownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$891/yr in electricity from a typical rooftop solar system
Produces ~6,496 kWh/yr · offsets ~62% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged hauler
Republic/Waste Management common in area.
Consumers Energy Co|Indiana Michigan Power Co · ~13.7¢/kWh
Regional electric provider.
Confirm by addressLocal township/area fire department
Rural fire coverage; confirm provider.
Services for Cheshire · Source: cheshiretownship.org
Utility, solar, and service details for Chicora are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Chicora? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Chicora
- What do homes cost in Chicora?
- The median home value in Chicora is about $237,000. Individual prices vary by street, size, and condition.
- How active is the Chicora housing market?
- there are 4 homes for sale in Chicora right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Chicora?
- Chicora is served by Allegan Public Schools. Its highest-rated assigned school is West Ward Elementary School (6/10).
- Is Chicora walkable?
- Chicora scores 2.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Chicora
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