Pentwater Area
Solid value in a growing area
The quick answer
Pentwater Area is a neighborhood, part of Pentwater Public School District. Homes here typically sell for around $803,000.
10 homes for sale·Median $803K·Walkability 0.0/10·Schools 6.0/10
The shoreline here feels like the real estate — sand and driftwood and the sound of waves working year-round, whether you're standing on the beach or three blocks inland. This part of Pentwater Township sits so close to Lake Michigan that the water isn't a destination, it's a given; log cabins and modern builds alike claim their stretches of waterfront, and even the homes tucked back into the Apache Hills subdivision, with their two-story decks and fieldstone fireplaces, orient themselves toward the lake view. A restaurant lands about two and a half miles down the road, and groceries run roughly five miles, but that remoteness is the bargain — seclusion with private roads and mature woods, access to boating and paddling straight from your property, a short walk to the village of Pentwater if coffee or the channel is calling. Ramps and Rails Skate Park sits about two and a half miles out if you're looking for structured recreation. The lots here run generous, the properties hold their character across decades, and the water — always the water — sets the rhythm.
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Why people love it here
$803K median
- 10 sales in last 12mo
Park-rich area
- 40 parks within 1 mile
- Pentwater Lake: 8 min drive
- Bass Lake: 10 min drive
Conventional Mortgage Calculator
Median home price in Pentwater Area
Estimated Monthly Payment
$5,451/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
10 homes sold in Pentwater Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$803K
10 sales in last 12mo
Parks Nearby
40
within 1 mile
Nearest Park
Unnamed park
0.1 mi
Expected Rent
$925/mo
$825 – $1,050 · estimated range
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.1 mi
Parks Nearby
40
within 1 mile
Based on 1 rated school nearby
School District: Pentwater Public School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Pentwater Lake
Crime in Pentwater Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Pentwater Area home (around $803,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $144k/year in household income to qualify — an estimated monthly payment of $5,409 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $5,409/mo | $144,234 |
| 10% (+PMI) | $6,225/mo | $166,011 |
| 5% (+PMI) | $6,500/mo | $173,330 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
6 parcels
Active / pending
Typical Land Value
$28K/acre
Median asking
Median Price
$127K
Per listing
Solar potential
~$906/yr in electricity from a typical rooftop solar system
Produces ~6,339 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Pentwater Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
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Restaurant
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Local real estate specialists
Questions about Pentwater Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Pentwater Area: the details
Is Pentwater Area a good place to live?
Here is what the numbers say about Pentwater Area as a place to live. When it comes to errands, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Pentwater Public School District. Homes here typically sell for around $803,000.
What does it cost to live in Pentwater Area?
The median home value in Pentwater Area is about $803,000. There are 10 homes for sale here right now and 10 homes sold here in the past year.
Frequently asked about Pentwater Area
- What do homes cost in Pentwater Area?
- The median home value in Pentwater Area is about $803,000. Individual prices vary by street, size, and condition.
- How active is the Pentwater Area housing market?
- there are 10 homes for sale in Pentwater Area right now, and 10 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Pentwater Area?
- Pentwater Area is served by Pentwater Public School District. Its highest-rated assigned school is Pentwater Public School (6/10).
- Is Pentwater Area walkable?
- Pentwater Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.