Cheshire Center
Surrounded by nature
Median $271K·Walkability 1.0/10·Schools 5.6/10
Cheshire Center looks its best at sunrise, when the light catches Eagle Lake and the wider landscape settles into quiet. The area sits on acreage and waterfront—Swan Lake and Eagle Lake both draw residents and visitors for fishing, swimming, and the kind of morning coffee-on-the-deck ritual that only works when the view is worth it. Roads cut through mature trees and open land, and you'll find ranch homes, farmhouses, and cottages scattered across private parcels, many with ponds, creeks, and room to breathe.
Why people love it here
Lake life
- Eagle Lake within walking distance
- Swan Lake Public Access: 8 min drive
- Swan Lake: 8 min drive
$271K median
- 8 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Cheshire Center
Estimated Monthly Payment
$1,840/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
8 homes sold in Cheshire Center this year. Thinking of selling?
See what your home is worthNearest Park
Swan Lake Public Access
1.4 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Eagle Lake
0.2 mi
Based on 5 rated schools nearby
Range: 5/10 to 6/10
School District: Allegan Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Swan Lake Public Access
Swan Lake
Crime in Cheshire Center is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Cheshire Center home (around $271,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $48k/year in household income to qualify — an estimated monthly payment of $1,802 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,802/mo | $48,067 |
| 10% (+PMI) | $2,075/mo | $55,340 |
| 5% (+PMI) | $2,166/mo | $57,772 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$39K/acre
Median asking
Median Price
$122K
Per listing
Local Government · area-wide
Cheshire Township
Source: cheshiretownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$876/yr in electricity from a typical rooftop solar system
Produces ~6,391 kWh/yr · offsets ~61% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged hauler
Republic/Waste Management common in area.
Consumers Energy Co|Indiana Michigan Power Co · ~13.7¢/kWh
Regional electric provider.
Confirm by addressLocal township/area fire department
Rural fire coverage; confirm provider.
Services for Cheshire · Source: cheshiretownship.org
Utility, solar, and service details for Cheshire Center are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about Cheshire Center
- What do homes cost in Cheshire Center?
- The median home value in Cheshire Center is about $271,000. Individual prices vary by street, size, and condition.
- How active is the Cheshire Center housing market?
- there are 2 homes for sale in Cheshire Center right now, and 8 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cheshire Center?
- Cheshire Center is served by Allegan Public Schools. Its highest-rated assigned school is West Ward Elementary School (6/10).
- Is Cheshire Center walkable?
- Cheshire Center scores 1.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Cheshire Center
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