Chelsea Sub
Surrounded by nature
Median $648K·Walkability 2.7/10·Schools 7.3/10
People often imagine subdivisions as generic rows of similar homes, but Chelsea Sub surprises with its seven acres of thoughtfully spaced lots—each averaging just over half an acre—that give the place real breathing room. Homes here run around $1.1M and sit within the West Highlands Area, a part of West Michigan where you're about nine minutes from Grand Haven's beach and forty-three minutes from downtown Grand Rapids. The nearest grocery is just over two miles away, and there's a restaurant about a mile and a half down the road, so errands don't feel isolating. Rycenga Park is a ten-minute walk, and Spring Lake sits a mile out, giving you easy access to water without the waterfront lot price tag. Fruitport Community Schools serves the subdivision, which sits just far enough from the tourist rush but close enough that you're not spending your life in the car.
Why people love it here
Near the water
- Spring Lake — 1.0 mi
- 5 parks within 1 mile
- 168th Avenue & West Spring Lake Road Area Trail: 3 min walk
- Rycenga Park: 5 min bike
$648K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Chelsea Sub
Estimated Monthly Payment
$4,396/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 6/10 to 9/10
School District: Fruitport Community Schools
Flood Risk
None
Not in flood zone
Nearest Park
Rycenga Park
0.5 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Spring Lake
1.0 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Leppinks
The Arboreal Inn
Stan's Bar
Rycenga Park
Rycenga Park Playground
+1 more
Beach in West Highlands Area
Segment 1 to 2
Shoreline Landing Dog Park
168th Avenue & West Spring Lake Road Area Trail
Mill Point Park Launch
+1 more
Fruitport District Library
Cinema Carousel
Crime in Chelsea Sub is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Chelsea Sub home (around $647,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $115k/year in household income to qualify — an estimated monthly payment of $4,307 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,307/mo | $114,846 |
| 10% (+PMI) | $4,958/mo | $132,223 |
| 5% (+PMI) | $5,176/mo | $138,034 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Spring Lake Township
Source: springlaketwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$886/yr in electricity from a typical rooftop solar system
Produces ~6,463 kWh/yr · offsets ~62% of a typical home's use
Township-contracted curbside trash/recycling/yard waste hauler since Jan 1, 2023.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Spring Lake · Source: springlaketwp.org
Utility, solar, and service details for Chelsea Sub are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(9)
Grocery Store
Orchard Markets
Grocery Store
+6 more within 5 miles
🍕 Restaurants(6)
The Arboreal Inn
Restaurant
Greek Tony's Pizza & Sub
Restaurant
Fast Food
Pine Street Cafe
Restaurant
Village Baker
Restaurant
+1 more within 5 miles
☕ Coffee(17)
+14 more within 5 miles
🍺 Bars(16)
Spring Lake Country Club
Bar
Two Tonys Italian Kitchen & Wine Bar
Bar
Bar
+13 more within 5 miles
🏫 Schools(19)
Fruitport Middle School
School
Edgewood Elementary School
School
Faith School
Holmes School
Elliott School
+14 more within 5 miles
💪 Gyms(3)
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(5)
Shoreline Landing Dog Park
Dog Park
Coast Guard Park Dog Park
Dog Park
Dog Park in South Holiday Hills Area
Dog Park
+2 more within 5 miles
🚴 Trails(6)
Unnamed bike_path
Bike Path
168th Avenue & West Spring Lake Road Area Trail
Bike Path
Bike Path
Bike Path
+3 more within 5 miles
⛵ Boat Launches(5)
Boat Launch
Boat Launch
Boat Launch
+2 more within 5 miles
💊 Pharmacies(5)
+2 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
⚡ EV Charging(7)
Spring Lake Waterfront Parking
EV Charging
Unnamed ev_charging
EV Charging
EV Charging
EV Charging
Meijer Stores 232 Fruitport - Chargepoint
EV Charging
+2 more within 5 miles
Frequently asked about Chelsea Sub
- What do homes cost in Chelsea Sub?
- The median home value in Chelsea Sub is about $647,500. Individual prices vary by street, size, and condition.
- What schools serve Chelsea Sub?
- Chelsea Sub is served by Fruitport Community Schools. Its highest-rated assigned school is Holmes Elementary School (9/10).
- Is Chelsea Sub walkable?
- Chelsea Sub scores 2.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.