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ATLAS

Grand Rapids Real Estate Co.

A hyper-local geographic knowledge system for Greater Grand Rapids. Fall in love with a place, then find a home there.

The flagship city of Neighborhood Atlas.

2279 New Town Dr, Grand Rapids, MI 49525
(616) 308-7946 · support@grandrapids.realestate

Operated by Grand Rapids Real Estate Co., a sub-brokerage of AARE · Licensed broker: Jon Hazeltine, Michigan license #6502432782

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© 2026 Grand Rapids Real Estate Co.. All rights reserved. · Equal Housing Opportunity

IDX data provided by MichRIC MLS · @grandrapidsrealestateco

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Home/Neighborhoods/Lake County/Chain O Lakes, Supervisors Plat
Subdivision

Chain O Lakes, Supervisors Plat

Solid value in a growing area

Published by Grand Rapids Real Estate Co. · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

Median $144K·Schools 3.7/10

🌳Top 20% park access

Driving through this wooded stretch feels like you've actually left town—tall pines crowd the roads, and the lots breathe room. You'll find log cabins and chalets scattered across acre-plus parcels, many with wood stoves, decks facing the water, and the kind of maintained-but-lived-in character that says people chose to be here year-round, not just pass through. The area sits steps from Lake Michigan and within reach of the Pere Marquette River, making it easy to understand why the same handful of homes rotate between winter retreats and rental investments. Manistee National Forest is a short walk away, and there's no HOA telling you what to do with your land. This is the kind of place where a 1.2-acre parcel and a cabin with a proper fireplace still feels like an actual escape.

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Why people love it here

💰Home Values

$144K median

  • 1 recent sale

Conventional Mortgage Calculator

Median home price in Chain O Lakes, Supervisors Plat

Estimated Monthly Payment

$1,028/mo

$
$28,800
20%
%
Principal & Interest $79878%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is an estimate, not a published rate. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

3.7
/10 avg
Below average schools

Based on 3 rated schools nearby

Range: 3/10 to 4/10

School District: Baldwin Community Schools

4Baldwin Elementary SchoolElementary · PK-05 · 224 students · 12:1 · 6.9 mi
4Baldwin Senior High SchoolHigh · 09-12 · 119 students · 10:1 · 6.9 mi
3Baldwin Junior High SchoolMiddle · 06-08 · 99 students · 10:1 · 6.9 mi

To buy a median-priced Chain O Lakes, Supervisors Plat home (around $144,000) at today's 7.32% 30-year fixed rate with 20% down, you'd need roughly $27k/year in household income to qualify — an estimated monthly payment of $1,022 (principal, interest, property tax est., and insurance).

Mortgage (principal and interest) $791 · Property tax (est.) $180 · Insurance (est.) $51 = $1,022/mo

Assumes 20% down; excludes PMI and HOA fees.

Down paymentMonthly: mortgage, tax, insuranceIncome needed
20% $1,022/mo$27,247
10% (+PMI)$1,175/mo$31,324
5% (+PMI)$1,227/mo$32,723

Estimates use a 7.32% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Chain O Lakes, Supervisors Plat cost-of-living breakdown →

Flood Risk

None

Not in flood zone

Nearest Park

Reed Lake Boating Access Site

0.9 mi

Parks Nearby

5

within 1 mile

🌳 Parks(3)

Reed Lake Boating Access Site

0.9 mimap

Lake Township Park

1.4 mimap

Big Star Lake Public Access

1.8 mimap
GR

Grand Rapids Real Estate Co.

Local real estate specialists

Questions about Chain O Lakes, Supervisors Plat? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Chain O Lakes, Supervisors Plat

What do homes cost in Chain O Lakes, Supervisors Plat?
The median home value in Chain O Lakes, Supervisors Plat is about $144,000. Individual prices vary by street, size, and condition.
How active is the Chain O Lakes, Supervisors Plat housing market?
there is 1 home for sale in Chain O Lakes, Supervisors Plat right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Chain O Lakes, Supervisors Plat?
Chain O Lakes, Supervisors Plat is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).

Top contributors in Chain O Lakes, Supervisors Plat

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Grand Rapids Real Estate Co.

Local real estate specialists

Questions about Chain O Lakes, Supervisors Plat? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Chain O Lakes, Supervisors Plat

Estimated Monthly Payment

$1,028/mo

$
$28,800
20%
%
Principal & Interest $79878%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is an estimate, not a published rate. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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