Chain O Lakes #2 Revised
Solid value in a growing area
Median $290K·Schools 3.7/10
This stretch of West Michigan sits practically on the doorstep of Lake Michigan—just a tenth of a mile away—which means water access isn't some distant bonus, it's your everyday reality. The Manistee National Forest's White Cloud Unit is a six-minute walk, so you've got serious outdoor space without needing to plan a road trip. The land here has room to breathe; you're looking at a platted subdivision that feels connected to the natural landscape rather than carved out against it. Summers bring that lake-country rhythm—cooler air off the water, sandy soil, and a landscape shaped by dunes and forest. It's the kind of spot where you can actually use what's nearby, not just admire it from a distance or make it a once-a-year pilgrimage.
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Why people love it here
$290K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Chain O Lakes #2 Revised
Estimated Monthly Payment
$1,969/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
To buy a median-priced Chain O Lakes #2 Revised home (around $290,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $52k/year in household income to qualify — an estimated monthly payment of $1,953 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,953/mo | $52,090 |
| 10% (+PMI) | $2,248/mo | $59,954 |
| 5% (+PMI) | $2,347/mo | $62,597 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Reed Lake Boating Access Site
0.4 mi
Parks Nearby
5
within 1 mile
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Chain O Lakes #2 Revised? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Chain O Lakes #2 Revised
- What do homes cost in Chain O Lakes #2 Revised?
- The median home value in Chain O Lakes #2 Revised is about $290,000. Individual prices vary by street, size, and condition.
- How active is the Chain O Lakes #2 Revised housing market?
- no homes are listed in Chain O Lakes #2 Revised right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Chain O Lakes #2 Revised?
- Chain O Lakes #2 Revised is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
Top contributors in Chain O Lakes #2 Revised
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