Chain O Lakes #2 Revised
Solid value in a growing area
Median $290K·Schools 3.7/10
This stretch of West Michigan sits practically on the doorstep of Lake Michigan—just a tenth of a mile away—which means water access isn't some distant bonus, it's your everyday reality. The Manistee National Forest's White Cloud Unit is a six-minute walk, so you've got serious outdoor space without needing to plan a road trip. The land here has room to breathe; you're looking at a platted subdivision that feels connected to the natural landscape rather than carved out against it. Summers bring that lake-country rhythm—cooler air off the water, sandy soil, and a landscape shaped by dunes and forest. It's the kind of spot where you can actually use what's nearby, not just admire it from a distance or make it a once-a-year pilgrimage.
Why people love it here
$290K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Chain O Lakes #2 Revised
Estimated Monthly Payment
$1,969/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Chain O Lakes #2 Revised is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Chain O Lakes #2 Revised home (around $290,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $51k/year in household income to qualify — an estimated monthly payment of $1,929 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,929/mo | $51,437 |
| 10% (+PMI) | $2,221/mo | $59,220 |
| 5% (+PMI) | $2,318/mo | $61,822 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Reed Lake Boating Access Site
0.4 mi
Parks Nearby
5
within 1 mile
Frequently asked about Chain O Lakes #2 Revised
- What do homes cost in Chain O Lakes #2 Revised?
- The median home value in Chain O Lakes #2 Revised is about $290,000. Individual prices vary by street, size, and condition.
- How active is the Chain O Lakes #2 Revised housing market?
- no homes are listed in Chain O Lakes #2 Revised right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Chain O Lakes #2 Revised?
- Chain O Lakes #2 Revised is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
Top contributors in Chain O Lakes #2 Revised
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