Cedar Township Zone 1 Area
Room to spread out, great value
2 homes for sale·Median $248K·Walkability 0.0/10·Schools 4.7/10
Horseshoe Lake dots this sprawling stretch of Osceola County, where waterfront acreage and deep woods define the landscape. Properties here run large—averaging over 22 acres—and tend toward ranch homes, chalets, and seasonal cabins set back on paved or private roads, many with substantial outbuildings and room for farming or recreational land. The nearest restaurant is about 2.6 miles away, and Linden Street Park sits roughly three miles off, so this is a place where self-sufficiency and distance matter; you're trading proximity for space and forest.
Why people love it here
14.3 acre avg lots
- 1,023 homes
$248K median
- 6 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Cedar Township Zone 1 Area
Estimated Monthly Payment
$1,680/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
6 homes sold in Cedar Township Zone 1 Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$248K
6 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Heritage Park
6.3 mi
Based on 3 rated schools nearby
Range: 3/10 to 6/10
School District: Reed City Area Public Schools
Crime in Cedar Township Zone 1 Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.
Osceola County crime & safety stats →To buy a median-priced Cedar Township Zone 1 Area home (around $247,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $44k/year in household income to qualify — an estimated monthly payment of $1,646 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,646/mo | $43,898 |
| 10% (+PMI) | $1,895/mo | $50,541 |
| 5% (+PMI) | $1,979/mo | $52,762 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$8K/acre
Median asking
Median Price
$250K
Per listing
Who actually lends in Cedar Township Zone 1 Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$897/yr in electricity from a typical rooftop solar system
Produces ~6,279 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Cedar Township Zone 1 Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Heritage Park
6.3 mi
Parks Nearby
0
within 1 mile
Frequently asked about Cedar Township Zone 1 Area
- What do homes cost in Cedar Township Zone 1 Area?
- The median home value in Cedar Township Zone 1 Area is about $247,500. Individual prices vary by street, size, and condition.
- How active is the Cedar Township Zone 1 Area housing market?
- there are 2 homes for sale in Cedar Township Zone 1 Area right now, and 6 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cedar Township Zone 1 Area?
- Cedar Township Zone 1 Area is served by Reed City Area Public Schools. Its highest-rated assigned school is Evart Middle School (6/10).
- Is Cedar Township Zone 1 Area walkable?
- Cedar Township Zone 1 Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.