Cecilia Lake
Surrounded by nature
Median $325K·Walkability 2.0/10·Schools 3.7/10
People show up expecting a quiet lake getaway and find themselves in the middle of serious recreational country—no-wake waters where the fishing is legitimate, west-facing sunsets that actually deliver, and enough acreage around the properties to breathe. The shoreline runs deep and clear; log cabins and modest cottages cluster on plots that often sprawl five acres or more, some split between the water side and land across the road. You get private docks, a hundred feet of frontage if you're lucky, knotty pine interiors, and the kind of uncluttered silence that makes you understand why people keep coming back.
Why people love it here
Lake life
- Cecilia Lake within walking distance
- 5 parks within 1 mile
- Shonenya Lake: 10 min walk
- Cecilia Lake: 6 min bike
$325K median
- 3 sales in last 12mo
Lake facts
MI DNRConventional Mortgage Calculator
Median home price in Cecilia Lake
Estimated Monthly Payment
$2,206/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Cecilia Lake this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Reed Lake Boating Access Site
1.0 mi
Parks Nearby
5
within 1 mile
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Shonenya Lake
+1 more
Crime in Cecilia Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Cecilia Lake home (around $325,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $58k/year in household income to qualify — an estimated monthly payment of $2,162 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,162/mo | $57,644 |
| 10% (+PMI) | $2,489/mo | $66,367 |
| 5% (+PMI) | $2,598/mo | $69,283 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$892/yr in electricity from a typical rooftop solar system
Produces ~6,242 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for Cecilia Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about Cecilia Lake
- What do homes cost in Cecilia Lake?
- The median home value in Cecilia Lake is about $325,000. Individual prices vary by street, size, and condition.
- How active is the Cecilia Lake housing market?
- there is 1 home for sale in Cecilia Lake right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cecilia Lake?
- Cecilia Lake is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
- Is Cecilia Lake walkable?
- Cecilia Lake scores 2.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Cecilia Lake
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