Cairl'S Shore Acres Bass Lake
Surrounded by nature
Median $275K·Schools 4.0/10
Out here you're within a short walk of Bass Lake Park, which means beach access and launch points for fishing or skiing are baked into the everyday. The lake itself—all sports, sandy beach, the kind of place where loons return every season—sits at the center of what draws people to this stretch. Homes tend to have deeded access or sit close enough that the water feels like part of your property line. Between the two parks within a mile and a restaurant about a mile down the road, there's enough nearby to make a quick errand feel natural, but mostly this is about the land and the water. Lots here run deeper than typical, with space to breathe, and you'll find everything from cottage-style places to ranch homes with full basements ready for finishing.
Why people love it here
Lake life
- Rock Lake within walking distance
- 10 parks within 1 mile
$275K median
- 1 recent sale
Mortgage Calculator
Median home price in Cairl'S Shore Acres Bass Lake
Estimated Monthly Payment
$1,867/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Flood Risk
None
Not in flood zone
Nearest Park
Bass Lake Park
0.5 mi
Parks Nearby
10
within 1 mile
Nearest Lake
Rock Lake
0.2 mi
Based on 2 rated schools nearby
School District: Vestaburg Community Schools
Crime in Cairl'S Shore Acres Bass Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Cairl'S Shore Acres Bass Lake home (around $275,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $49k/year in household income to qualify — an estimated monthly payment of $1,820 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,820/mo | $48,545 |
| 10% (+PMI) | $2,096/mo | $55,896 |
| 5% (+PMI) | $2,188/mo | $58,350 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
🍕 Restaurants(5)
🏫 Schools(5)
🚴 Trails(4)
Fred Meijer Heartland Trail
Bike Path
Fred Meijer Heartland Trail
Bike Path
Fred Meijer Heartland Trail
Bike Path
+1 more within 5 miles
📚 Libraries(1)
Richland Township Library
Frequently asked about Cairl'S Shore Acres Bass Lake
- What do homes cost in Cairl'S Shore Acres Bass Lake?
- The median home value in Cairl'S Shore Acres Bass Lake is about $275,000. Individual prices vary by street, size, and condition.
- How active is the Cairl'S Shore Acres Bass Lake housing market?
- no homes are listed in Cairl'S Shore Acres Bass Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cairl'S Shore Acres Bass Lake?
- Cairl'S Shore Acres Bass Lake is served by Vestaburg Community Schools. Its highest-rated assigned school is Vestaburg Community High School (4/10).
Top contributors in Cairl'S Shore Acres Bass Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.