Birch Beach Townline Lake
Great schools with outdoor access
Median $268K·Schools 6.7/10
Early evening light hits the water best out here, turning the lake into something worth the drive—about 45 minutes from Grand Rapids puts you close enough for a weekend but far enough that the noise stays behind. The subdivision wraps around Townline Lake, a 247-acre all-sports lake where flat sandy shores invite swimming and boating straight from yard to waterline, and lots tend to run a quarter-acre or more, which means room to breathe that you won't find crammed into town. Cottages and year-round homes cluster along the shoreline and back roads, many updated within the last decade, with the kind of wraparound decks and lake-view windows that make sunrise coffee a ritual. Schmeid Park sits a short walk away for whatever you're not finding on the water, and the area's close enough to regional amenities that you're not sacrificing access for space.
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Why people love it here
Lake life
- Townline Lake within walking distance
- 5 parks within 1 mile
Lakeview Elementary School
- Elementary — 3.9 mi away
- Lakeview Community Schools (Montcalm)
- 3 rated schools in district
$268K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Birch Beach Townline Lake
Estimated Monthly Payment
$1,819/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Schmeid Park
0.6 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Townline Lake
0.2 mi
Based on 3 rated schools nearby
Range: 5/10 to 9/10
School District: Lakeview Community Schools (Montcalm)
Crime in Birch Beach Townline Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Birch Beach Townline Lake home (around $268,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $48k/year in household income to qualify — an estimated monthly payment of $1,808 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,808/mo | $48,214 |
| 10% (+PMI) | $2,081/mo | $55,491 |
| 5% (+PMI) | $2,173/mo | $57,939 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
🍕 Restaurants(4)
Little China
Restaurant
Restaurant
Fast Food
☕ Coffee(1)
Village Kupps
Café
🏫 Schools(1)
Fouts School
🌳 Parks(3)
🏥 Hospitals(1)
Hospital
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Local real estate specialists
Questions about Birch Beach Townline Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Birch Beach Townline Lake
- What do homes cost in Birch Beach Townline Lake?
- The median home value in Birch Beach Townline Lake is about $268,000. Individual prices vary by street, size, and condition.
- How active is the Birch Beach Townline Lake housing market?
- there is 1 home for sale in Birch Beach Townline Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Birch Beach Townline Lake?
- Birch Beach Townline Lake is served by Lakeview Community Schools (Montcalm). Its highest-rated assigned school is Lakeview Elementary School (9/10).
Top contributors in Birch Beach Townline Lake
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