Belle Point Sub
Great schools with outdoor access
Median $2.6M·Walkability 0.5/10·Schools 7.3/10
It's the kind of place where your lot actually means something—1.7 acres gives you room to breathe, and at 28 acres total the subdivision has stayed intentionally small. Fruitport Community Schools handles the schools, and you're close enough to Spring Lake to remember it's there, with Rycenga Park a reasonable walk if you need a quick reset. Grand Haven's beaches are thirteen minutes south, and downtown Grand Rapids sits at forty-three minutes if you want the city without living in it. The subdivision itself is part of the larger West Highlands Area, which means you're in established territory with genuine infrastructure already in place—no waiting around for things to materialize.
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Why people love it here
Holmes Elementary School
- Elementary — 2.8 mi away
- Spring Lake
- 3 rated schools in district
Near the water
- Spring Lake — 0.9 mi
- 5 parks within 1 mile
- 168th Avenue & West Spring Lake Road Area Trail: 9 min bike
- Rycenga Park Trail: 7 min bike
$2.6M median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Belle Point Sub
Estimated Monthly Payment
$17,651/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is an estimate, not a published rate. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 6/10 to 9/10
School District: Spring Lake Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Rycenga Park
0.7 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Spring Lake
0.9 mi
Median Sale Price
$2.6M
Based on 3yr sales
Expected Rent
$1,650/mo
$1,450 – $1,850 · wider-area estimate
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Rycenga Park Playground
Lakeside Beach
168th Avenue & West Spring Lake Road Area Trail
Mill Point Park Launch
Crime in Belle Point Sub is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Belle Point Sub home (around $2,600,000) at today's 7.40% 30-year fixed rate with 20% down, you'd need roughly $495k/year in household income to qualify — an estimated monthly payment of $18,561 (principal, interest, property tax est., and insurance).
Mortgage (principal and interest) $14,401 · Property tax (est.) $3,250 · Insurance (est.) $910 = $18,561/mo
Assumes 20% down; excludes PMI and HOA fees.
| Down payment | Monthly: mortgage, tax, insurance | Income needed |
|---|---|---|
| 20% | $18,561/mo | $494,973 |
| 10% (+PMI) | $21,337/mo | $568,978 |
| 5% (+PMI) | $22,291/mo | $594,425 |
Estimates use a 7.40% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Spring Lake Township
Source: springlaketwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$886/yr in electricity from a typical rooftop solar system
Produces ~6,463 kWh/yr · offsets ~62% of a typical home's use
Township-contracted curbside trash/recycling/yard waste hauler since Jan 1, 2023.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Spring Lake Township · Source: springlaketwp.org
Utility, solar, and service details for Belle Point Sub are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(7)
Grocery Store
Orchard Markets
Grocery Store
+4 more within 5 miles
🍕 Restaurants(4)
Fast Food
The Arboreal Inn
Restaurant
Two Tonys Tabeena Grill
Restaurant
Village Baker
Restaurant
☕ Coffee(5)
+2 more within 5 miles
🍺 Bars(8)
Spring Lake Country Club
Bar
Two Tonys Italian Kitchen & Wine Bar
Bar
Stan's Bar
Bar
+5 more within 5 miles
🏫 Schools(17)
Fruitport Middle School
School
Edgewood Elementary School
School
Holmes School
Faith School
Elliott School
+12 more within 5 miles
💪 Gyms(3)
🐕 Dog Parks(5)
Shoreline Landing Dog Park
Dog Park
Dog Park in South Holiday Hills Area
Dog Park
Coast Guard Park Dog Park
Dog Park
+2 more within 5 miles
🚴 Trails(7)
Unnamed bike_path
Bike Path
Bike Path
Bike Path
168th Avenue & West Spring Lake Road Area Trail
Bike Path
+4 more within 5 miles
⛵ Boat Launches(5)
Boat Launch
Boat Launch
Boat Launch
+2 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
Grand Rapids Real Estate Co.
Local real estate specialists
Questions about Belle Point Sub? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Belle Point Sub
- What do homes cost in Belle Point Sub?
- The median home value in Belle Point Sub is about $2,600,000. Individual prices vary by street, size, and condition.
- What schools serve Belle Point Sub?
- Belle Point Sub is served by Spring Lake Public Schools. Its highest-rated assigned school is Holmes Elementary School (9/10).
- Is Belle Point Sub walkable?
- Belle Point Sub scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.