Bella Vista Bay Condominiums
Great schools with outdoor access
Median $183K·Walkability 5.2/10·Schools 8.7/10
You'll drive through quiet streets in Rockford and land at a condo community where lakeside living actually feels manageable — Bella Vista Bay sits on just four acres, but residents here get something way bigger: full access to all-sports Lake Bella Vista, which brings beaches, dock and boat launch, tennis and pickleball courts, and enough mature trees scattered across the grounds to mean your balcony actually feels private. Third-floor units come with their own outdoor space overlooking established landscaping, and the whole setup is only ten minutes from downtown Rockford's shops and restaurants. Downtown Grand Rapids is about 24 minutes north if you're after bigger-city dining or culture, and Gerald R. Ford Airport runs roughly 33 minutes.
Why people love it here
Crestwood Elementary School
- Elementary — 2.5 mi away
- Rockford
- 5 rated schools in district
Near the water
- Lake Bella Vista — 0.6 mi
- 5 parks within 1 mile
- Unnamed bike_path: 6 min walk
- Rockford Village Builders Plat Area Trail: 7 min walk
$183K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Bella Vista Bay Condominiums
Estimated Monthly Payment
$1,242/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 6 rated schools nearby
Range: 8/10 to 10/10
School District: Rockford Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Town Square
0.1 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Lake Bella Vista
0.6 mi
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Ric's Food Center
+1 more
Vitale's Pizza
+1 more
Biggby Coffee
Timbers Inn Restaurant & Tavern
+1 more
Town Square
+1 more
Unnamed playground
Silver Lake
+1 more
Unnamed beach
Cannon Trail
Unnamed bike_path
Rockford - Rogue River Launch
+1 more
gym
Walgreens
Krause Memorial Library
Northstar Cinema
Crime in Bella Vista Bay Condominiums is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Bella Vista Bay Condominiums home (around $183,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $32k/year in household income to qualify — an estimated monthly payment of $1,217 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,217/mo | $32,458 |
| 10% (+PMI) | $1,401/mo | $37,370 |
| 5% (+PMI) | $1,463/mo | $39,012 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$880/yr in electricity from a typical rooftop solar system
Produces ~6,416 kWh/yr · offsets ~61% of a typical home's use
Private well (limited municipal water)
Largely rural on private well; utility billing 616-874-6966.
North Kent Sewer Authority (serviced areas); septic rural
Member of North Kent Sewer Authority (PARCC Side Clean Water Plant) with Rockford/Alpine/Courtland/Plainfield; rural on septic.
Resident-arranged private hauler
Services for Cannon · Source: cannontwp.gov
Utility, solar, and service details for Bella Vista Bay Condominiums are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(6)
Ric's Food Center
Grocery Store
Ric's
Grocery Store
Family Fare Supermarket
Grocery Store
+3 more within 5 miles
🍕 Restaurants(14)
Timber's Inn
Restaurant
Meltworks
Restaurant
Pizzeria Grande
Restaurant
Vitale's Pizza
Restaurant
+9 more within 5 miles
☕ Coffee(13)
+10 more within 5 miles
🍺 Bars(16)
+13 more within 5 miles
🏫 Schools(8)
Lakes School
Crestwood School
East Rockford Middle School
School
Moffitt Hill School
+3 more within 5 miles
💪 Gyms(3)
Fitness Center on Unnamed
Fitness Center
Fitness Center
MVP Fitness
Fitness Center
🚴 Trails(4)
Bike Path
Bike Path
Rockford Village Builders Plat Area Trail
Bike Path
Unnamed bike_path
Bike Path
+1 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
📚 Libraries(1)
Krause Memorial Library
Frequently asked about Bella Vista Bay Condominiums
- What do homes cost in Bella Vista Bay Condominiums?
- The median home value in Bella Vista Bay Condominiums is about $183,000. Individual prices vary by street, size, and condition.
- What schools serve Bella Vista Bay Condominiums?
- Bella Vista Bay Condominiums is served by Rockford Public Schools. Its highest-rated assigned school is Crestwood Elementary School (9/10).
- Is Bella Vista Bay Condominiums walkable?
- Bella Vista Bay Condominiums scores 5.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.