Belding Area School District
Surrounded by nature
Median $273K·Walkability 0.8/10·Schools 3.8/10
In Belding, a small district spanning three counties in West Michigan, the daily rhythm centers on six schools serving roughly 1,660 students—small enough that teachers know their students by name, large enough to field competitive sports and keep the schedule full. The high school's athletics program draws genuine pride from the community, and a licensed teaching staff means consistency across classrooms. Downtown sits close enough that groceries, coffee, and a meal are steps away; it's the kind of place where the school day and town life overlap without feeling cramped.
Why people love it here
Lake life
- Twin Lakes within walking distance
- Fred Meijer Flat River Valley Rail Trail: 2 min drive
- Kent County Trail: 3 min drive
$273K median
- 146 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Belding Area School District
Estimated Monthly Payment
$1,850/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
146 homes sold in Belding Area School District this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Water Street Park
1.8 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Twin Lakes
0.0 mi
Based on 4 rated schools nearby
Range: 1/10 to 6/10
School District: Berrien Springs Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Leppinks Food Centers
Burger King
Third Wave Coffee Shop
American Legion
Demorest Field
Playground in Kenwood Ave & N Demorest St Area
Haney Lake
Silk City Nature Trail
Fred Meijer Flat River Valley Rail Trail
Leppinks Pharmacy
Alvah N. Belding Memorial Library
Crime in Belding Area School District is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ionia County.
Ionia County crime & safety stats →To buy a median-priced Belding Area School District home (around $272,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $48k/year in household income to qualify — an estimated monthly payment of $1,812 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,812/mo | $48,333 |
| 10% (+PMI) | $2,087/mo | $55,646 |
| 5% (+PMI) | $2,178/mo | $58,091 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
12 parcels
Active / pending
Typical Land Value
$24K/acre
Median asking
Median Price
$115K
Per listing
Multifamily for sale
Listings
2 buildings
Active / pending
Median Price
$177K
Per building
Price Per Unit
$89K
Median
Who actually lends in Belding Area School District, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$859/yr in electricity from a typical rooftop solar system
Produces ~6,266 kWh/yr · offsets ~60% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Utility, solar, and service details for Belding Area School District are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Grocery Store
🍕 Restaurants(2)
Fast Food
Fast Food
☕ Coffee(1)
Third Wave Coffee Shop
Café
🏫 Schools(4)
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(5)
Fred Meijer Flat River Valley Rail Trail
Bike Path
Fred Meijer Flat River Valley Rail Trail
Bike Path
Bike Path
Bike Path
+2 more within 5 miles
💊 Pharmacies(1)
Leppinks Pharmacy
Pharmacy
📚 Libraries(1)
Alvah N. Belding Memorial Library
Frequently asked about Belding Area School District
- What do homes cost in Belding Area School District?
- The median home value in Belding Area School District is about $272,500. Individual prices vary by street, size, and condition.
- How active is the Belding Area School District housing market?
- there are 42 homes for sale in Belding Area School District right now, and 146 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Belding Area School District?
- Belding Area School District is served by Berrien Springs Public Schools. Its highest-rated assigned school is Woodview Elementary School (6/10).
- Is Belding Area School District walkable?
- Belding Area School District scores 0.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.